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1529 4th St NE, Hickory, NC, 28601

3beds
1baths
960sqft
$220,000
$229price/sqft
$1,561/moest. monthly cost
$62,440/yrincome needed

About This Home

Take another look at this beautifully improved 3-bedroom, 1-bath home in Hickory, just minutes from downtown. This charming one-story residence features extensive updates throughout, including a new roof and gutters, PEX plumbing, gas water heater, walls, and molding. The kitchen and bathroom have been refreshed with modern fixtures and appliances, along with updated light fixtures, fresh interior and exterior paint throughout. A new HVAC system installed in 2024 conveys with a warranty, offering added peace of mind. Most recent improvements include foundation repairs, new flooring, and all new windows—making this home truly move-in ready. All receipts can be provided upon request. The open, single-level layout offers a cozy yet functional flow, ideal for everyday living. Outside, enjoy a spacious yard and the convenience of city water, sewer, and trash pickup. Located just one mile from Lenoir-Rhyne University, this home perfectly blends comfort, quality updates, and city convenience. See attached documents for a detailed list of improvements. Schedule your showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Viewmont ElementaryGrades PK-50.5 mi
3/10
Northview MiddleGrades 6-81.0 mi
4/10
Hickory HighGrades PK,9-120.3 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Crawl Space
  • Construction materials: Asbestos,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 370312877323
  • Zoning: Catawba
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage

Lot

  • Lot size: 0.51 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$79$948
Property Taxes $170$2,040
Electricity $200$2,405
Total$1,561$18,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,520/yr
40% on housing$46,830/yr
45% on housing$41,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$171
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$239,000
2026-03-04Price change$245,000
2026-01-05Listed for sale$250,000
2025-04-22Sold$160,000
2025-03-06Price change$180,000
2025-02-08Price change$195,000
2025-01-10Listed for sale$225,000
2021-03-24Listing removed--
2019-11-09Listing removed$900
2019-11-07Listed for rent$900
2019-07-20Listing removed$1,100
2019-07-11Listed for rent$1,100
2018-08-23Sold$67,000
2018-07-21Pending sale$59,900
2018-07-18Price change$59,900
2018-07-12Price change$69,900
2018-07-10Listed for sale$59,900
2018-07-06Sold$30,000

For Sale by Agent

AgentWhitney Willey
BrokerageRE/MAX Living

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