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6581 Emerald Isle Dr, Sherrills Ford, NC, 28673

4beds
2baths
0sqft
$185,000
--price/sqft
$1,325/moest. monthly cost
$53,000/yrincome needed

About This Home

Great Opportunity for an investor or someone who wants to create sweat equity! This attractive stick-built home on .71 acres is in need of finishing. It has four bedrooms and two full baths with an open split floor plan and a large lot close to Hwy 150 Village at Sherrills Ford shopping, dining and Lake Norman public access. The owner has moved this home and started the process of getting it finished and securing a Certificate of Occupancy. The foundation was approved and a septic permit for three bedrooms was issued but has expired. (One of the four bedrooms could be used as something else if closet is removed.) The new owner could apply for a four-bedroom septic as an alternative. There is public water at the road and the tap fee has been paid according to the county but the home has not been connected. An electrician and plumber needed to connect utilities and hot water heater. HVAC system needed as well as septic. The property is being sold "as is, where is".

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
3/10
Mill Creek MiddleGrades 7-86.3 mi
8/10
Bandys HighGrades PK,9-125.6 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Flooring: Carpet,Linoleum,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Living Room

  • Features: None
  • Level: Main
  • Area: 217.6625
  • Dimensions: 15' 10" X 13' 9"

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main
  • Area: 181.185
  • Dimensions: 15' 5" X 11' 9"

Property

Accessibility

  • Accessibility features: No Interior Steps

Details

  • Parcel number: 369607594466
  • Zoning: R-30
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Waterfront features: None

Lot

  • Lot size: 0.71 Acres
  • Features: Cleared,Level,Sloped,Wooded
  • Lot size dimensions: RF122 x 187 x 120 x 103 x 163

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$59$708
Property Taxes $131$1,572
Electricity $200$2,405
Total$1,325$15,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,428/yr
40% on housing$39,750/yr
45% on housing$35,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28673$229
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28673$204
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-26Price change$185,000
2025-07-02Listed for sale$200,000
2018-07-19Listing removed$30,000
2017-07-26Listed for sale$30,000
2016-03-11Sold$8,000
2015-11-03Listed for sale$12,000
2010-09-14Listing removed$20,000
2010-07-15Listed for sale$20,000
2010-05-22Listing removed$20,000
2010-05-01Listed for sale$20,000

For Sale by Agent

AgentJoan Gardner
BrokerageNewport Properties

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