See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5126 Silver Tree Trl, Conover, NC, 28613

3beds
2baths
1,445sqft
$324,900
$225price/sqft
$2,061/moest. monthly cost
$82,440/yrincome needed

About This Home

Pristine Ranch Living in Quiet Cul-de-Sac Welcome home to comfort and convenience! Tucked away on a quiet cul-de-sac, this charming 1,445 sqft ranch offers the perfect blend of indoor luxury and outdoor potential. The expansive 0.35-acre lot features a fully fenced backyard that is ideal for pets, play, or gardening. Whether you envision relaxing in a hot tub or need a powered spot for your RV, the existing concrete pad and electrical hookup make it easy. Inside, you’ll love the seamless flow of new LVP flooring and the crisp feel of fresh paint throughout. The spacious primary suite serves as a true retreat, boasting a large walk-in closet and dual vanities. Gather around the ventless gas fireplace in the living area or retreat to the screened-in back porch, perfect for morning coffee or bird watching. With a seller provided 1-year home warranty included, you can move in with total peace of mind. This home "checks all the boxes" for buyers seeking a quiet, updated space in a prime location. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Lyle Creek ElementaryGrades PK-61.9 mi
4/10
River Bend MiddleGrades 7-85.2 mi
4/10
Bunker Hill HighGrades 9-125.0 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,In Hall,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Flooring: Vinyl
  • Fireplace features: Gas Unvented,Living Room,Propane
  • Finished area below ground: 0
  • Finished area above ground: 1,445

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,445
  • Total interior livable area: 1,445 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 374415548384
  • Zoning: R-20
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Fencing: Back Yard

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac,Level

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$118$1,416
Property Taxes $101$1,212
Electricity $200$2,405
Total$2,061$24,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,662/yr
40% on housing$61,830/yr
45% on housing$54,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 28613$148
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28613$187
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$345,000
2003-09-19Sold$127,000

For Sale by Agent

AgentPatty Delgado
BrokerageRed Door Real Estate Group of the Carolinas

Similar Homes