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2172 Schwinn Ave, Xenia, OH, 45385

2beds
2baths
1,528sqft
$349,900
$229price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

Discover the charm of this ranch style beauty located on a quiet cul-de-sac in the desirable Wright Cycle Estates. This home offers a classic brick exterior with a covered front porch, rear patio and large back yard. An attached garage provides ample parking and storage. Inside, find a versatile open-concept living space, perfect for dining and casual living. Vaulted ceilings and skylights enhance the natural lighting. This extremely well cared for home offers a new HVAC system (2023) , Roof (2022), Sprinkler and Security systems, Stainless Steel Dishwasher (2026) just to name a few. The functional kitchen boasts ample cabinetry, a practical breakfast bar, an oversized pantry, and essential appliances including a Microwave, Range, Refrigerator and brand new Dishwasher. French doors lead to a spacious covered patio, extending your living space outdoors. This delightful home features a Study and two bedrooms, each providing a peaceful retreat. The primary bedroom includes a spacious private bathroom with a double vanity plus two walk-in closets. A dedicated laundry area with storage space adds to the home's practical design. Experience the harmonious blend of indoor comfort and outdoor serenity with this Xenia gem. Conveniently located off St Rt 42 South with quick access to ST RT 35 (east and west) and 1 exit to ST RT 68 South, short drive to Wright Patt AFB, Schools, shopping and dining.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Arrowood ElementaryGrades K-51.3 mi
5/10
Warner Middle SchoolGrades 6-81.5 mi
3/10
Xenia High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Entry Foyer

  • Level: Main
  • Dimensions: 18 x 4

Great Room

  • Level: Main
  • Dimensions: 20 x 16

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,528
  • Total interior livable area: 1,528 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 15 x 15

Master Bedroom

  • Level: Main
  • Dimensions: 19 x 14

Office

  • Level: Main
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 40000100600003000
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$189$2,268
Property Taxes $463$5,556
Electricity $193$2,320
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 45385$148
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45385$167
Greene County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$349,900
2026-07-16Listed for sale$349,900
2006-06-30Sold$177,000

For Sale by Agent

AgentGordon A Caudill
BrokerageHoward Hanna Real Estate Serv

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