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331 Westshore Dr, Ridgeway, SC, 29130

5beds
4baths
2,857sqft
$825,000
$289price/sqft
$4,911/moest. monthly cost
$196,440/yrincome needed

About This Home

Imagine starting your day with a cup of coffee in hand, sitting in a rocking chair on the wraparound porch as the sun rises over Lake Wateree. The water is calm, the air is quiet, and for a moment, nothing else matters. That’s the feeling this lakefront home gives you—every single day.This home blends cozy, rustic character with thoughtful modern updates, creating a space that feels both welcoming and easy to live in. Inside, knotty pine wood floors bring warmth and a relaxed, cabin-inspired vibe, while the open layout keeps everything feeling bright and connected. The remodeled kitchen is made for real life and real gatherings, featuring granite countertops, Samsung appliances, a gas range, convection microwave, and a custom pantry that keeps everything organized and within reach.Upstairs, the primary suite feels like a private retreat. It’s been fully remodeled and includes a beautiful spa-like bathroom, plus a bonus room with a private sauna—perfect for unwinding after a long day on the water. In the evenings, flip on the remote-controlled gas fireplace and settle in as the room fills with a soft, cozy glow.The finished basement is made for hosting and relaxing. A wet bar with a refrigerator and ice machine makes it easy to entertain, while the additional bedroom, full bath, and laundry area create a comfortable, self-contained space for guests or extended family.Outside is where this home truly shines. Refinished wraparound porches invite long conversations, sunset watching, and weekend cookouts with the convenience of gas BBQ hookups. A whole-house 23kw Generac generator adds peace of mind, while the irrigation system runs on well water and Mitford water services the home.Tucked away in a peaceful setting yet just minutes from dining, boating, and outdoor fun, you’re only about 18 minutes from I-77 and 10 minutes from Dutchman’s, The Retreat, and Lake Wateree State Park. This is a place where life slows down, memories are made, and the lake becomes part of your everyday story. From the moment you arrive, it simply feels like home. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Geiger Elementary SchoolGrades PK-69.5 mi
5/10
Fairfield Middle SchoolGrades 7-814.6 mi
4/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement-Hardy Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bedroom2

  • Level: Second

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump 1st Lvl
  • Cooling features: Heat Pump 2nd Lvl

Interior Area

  • Total structure area: 2,857
  • Total interior livable area: 2,857 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1140204006

Features

  • Stories: 2
  • On waterfront: Yes
  • Frontage length: 128

Lot

  • Lot size: 0.75 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Fairfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$164$1,968
Property Taxes $302$3,624
Electricity $274$3,296
Total$4,911$58,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,377/yr
40% on housing$147,330/yr
45% on housing$130,960/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 10.2%
10.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 29130$360
Fairfield County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 29130
Fairfield County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$825,000
2025-11-07Listed for sale$840,000
2025-09-01Listing removed$849,000
2025-06-30Price change$849,000
2025-03-28Listed for sale$869,000
2024-12-04Listing removed--
2024-09-05Listed for sale$850,000
2024-08-14Listing removed--
2024-06-14Price change$880,000
2023-08-23Listed for sale$895,000
2022-04-11Sold$729,000
2022-03-31Pending sale$729,000
2022-02-21Listed for sale$729,000
2017-04-20Sold$399,000
2017-03-09Price change$399,000
2016-11-04Listed for sale$469,000

For Sale by Agent

AgentHayley Weise
BrokerageHome & Land Pros LLC

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