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13403 Sunset Bay Ln, Pearland, TX, 77584

4beds
4baths
3,512sqft
$489,990
$140price/sqft
$3,625/moest. monthly cost
$145,000/yrincome needed

About This Home

Beautiful very well maintained home located near cul-de-sac with a dramatic two-story family room and soaring ceilings that create an open, airy feel. Large windows bring plenty of natural light. The oversized kitchen with granite counter top is ideal for entertaining and everyday use, flowing effortlessly into the main living space and connected to main dinning room. A rare first-floor media room and dedicated study add versatility. The expansive primary suite features a spa-inspired bathroom designed for comfort and relaxation. Upstairs offers three spacious bedrooms. Step outside to a covered patio perfect for year-round enjoyment.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
2/10
Willowridge High SchoolGrades 8-123.4 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Gas Cooktop,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,512
  • Total interior livable area: 3,512 sqft

Property

Details

  • Parcel number: 6887480010120907

Features

  • Stories: 2

Lot

  • Lot size: 6,599 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Hurricane
Heat Wave
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$357$4,284
Property Taxes $406$4,872
Electricity $385$4,627
Total$3,625$43,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,285/yr
40% on housing$108,750/yr
45% on housing$96,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 77584$154
Fort Bend County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 77584$160
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$499,000

For Sale by Agent

AgentIrfan Kadiwal
BrokerageUnited Real Estate

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