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13720 233rd Street SE, Snohomish, WA, 98296

4beds
5baths
4,132sqft
$1,650,000
$399price/sqft
$9,897/moest. monthly cost
$395,880/yrincome needed

About This Home

Echo Lake Estates // Nestled on nearly an acre in coveted Echo Lake Estates, this custom Chaffey-built residence blends timeless craftsmanship with exceptional indoor-outdoor living. Rich hardwoods, natural stone, soaring coffered ceilings, and expansive gathering spaces create a home equally suited for elegant entertaining and everyday comfort. The chef's kitchen opens seamlessly to the signature family room, while a private main-floor office provides an ideal work-from-home retreat. Step outside to your own resort-inspired retreat featuring an expansive patio, gazebo, eight-person spa, professionally designed sports court, custom powered shed, mature landscaping, fully fenced backyard, and premium Rainbow King Kong clubhouse playset. The luxurious primary suite offers a peaceful escape, complemented by spacious guest bedrooms and thoughtfully designed living spaces throughout. Extensively upgraded for modern living, the home features a 9kW Generac natural gas standby generator with automatic transfer switch, integrated smart home automation, whole-home UniFi networking, six-zone Sonos audio, security camera system, Ecobee climate control, smart lighting, and numerous recent mechanical improvements. A home thoughtfully built for everyday living and carefully enhanced to provide enduring comfort, modern convenience, and lasting value. Ideally located just minutes from Echo Lake, the home offers rare opportunity to pair private estate living with nearby waterfront recreation.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Maltby Elementary SchoolGrades K-52.9 mi
8/10
6/10
Monroe High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2006

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Chaffey

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,High Tech Cabling
  • Door features: French Doors
  • Flooring: Ceramic Tile,Hardwood,Slate,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 2,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,High Efficiency (Unspecified),Electric,Natural Gas
  • Cooling features: High Efficiency (Unspecified)

Interior Area

  • Total structure area: 4,132
  • Total interior livable area: 4,132 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 01020300000200
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dining Room,Fireplace,French Doors,High Tech Cabling,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has spa: Yes
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.77 Acres
  • Features: Curbs,Open Lot,Paved,Sidewalk,Athletic Court,Cabana/Gazebo,Cable TV,Deck,Fenced-Partially,Gas Available,High Speed Internet,Hot Tub/Spa,Outbuildings,Patio,Sprinkler System

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$258$3,096
Property Taxes $1,014$12,168
Electricity $282$3,391
Total$9,897$118,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,325/yr
40% on housing$296,910/yr
45% on housing$263,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 98296$392
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98296$439
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$1,650,000
2026-07-31Listed for sale$1,650,000
2017-01-19Sold$855,000

For Sale by Agent

AgentJay H Kipp
BrokerageRealogics Sotheby's Int'l Rlty

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