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277 3rd St APT 1, Jersey City, NJ, 07302

2beds
1baths
830sqft
$425,000
$512price/sqft
$3,176/moest. monthly cost
$127,040/yrincome needed

About This Home

Experience the best of Jersey City living at 277 3rd St. This 830-square-foot condo is perfectly situated in the vibrant downtown core, offering a spacious and versatile layout that serves as the ultimate blank canvas. If you’ve been looking for a home where you can bring your own vision to life, this is the one. The open-concept living area seamlessly connects the kitchen and dining spaces, making it easy to design a flow that fits your specific lifestyle. Modern convenience is already built-in, featuring a Nest thermostat system for effortless climate control, a smart lock for easy access, and the major perk of a private in-unit washer and dryer. Both bedrooms are bright and airy, flooded with natural light and offering generous storage options. Whether you’re dreaming of a sleek, modern kitchen or a bathroom designed as a personal spa retreat, the footprint here allows for endless possibilities. It’s a rare opportunity to secure significant square footage in a premier location and customize it exactly to your taste. Come explore the potential and make this downtown gem yours. Note: Unit is currently sparsely furnished; photos with furniture are for illustrative purposes.

Getting Around

99
WalkingWalker's Paradise
82
TransitExcellent Transit
79
BikeVery Bikeable

Schools

7/10
Dr. Michael Conti SchoolGrades PK-80.3 mi
2/10

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 830
  • Total interior livable area: 830 sqft

Property

Details

  • Parcel number: 0611108000000011C0001
  • Exclusions: personal property

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$101$1,212
Property Taxes $733$8,796
Electricity $193$2,318
Total$3,176$38,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,891/yr
40% on housing$95,280/yr
45% on housing$84,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$512This listing

vs Other Active Listings

Avg $/sqft

ZIP 07302$661
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07302$694
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$425,000
2026-07-20Listing removed$440,000
2026-06-04Price change$440,000
2026-05-11Listed for sale$475,000
2023-09-29Listing removed--
2023-09-05Listed for sale$500,000
2023-09-05Listing removed--
2023-07-20Price change$500,000
2023-06-27Listed for sale$515,000
2023-06-22Listing removed--
2023-05-25Listed for sale$525,000
2016-11-21Sold$475,000
2016-09-16Price change$469,000
2016-07-15Listed for sale$489,000
2007-05-21Sold$295,000

For Sale by Agent

AgentLAURA DEFRANCESCO
BrokerageCOMPASS NEW JERSEY, LLC

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