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673 Bergen Ave #204, Jersey City, NJ, 07304

1beds
1baths
--sqft
$247,200
--price/sqft
$1,976/moest. monthly cost
$79,040/yrincome needed

About This Home

This well-maintained second-floor junior one-bedroom condo offers comfortable living in a highly convenient location. Just a short distance to the train with easy access to the PATH to NYC, the property is ideal for commuters. Enjoy a vibrant neighborhood with abundant dining options, the beauty of nearby Lincoln Park, and quick access to major highways. On-street parking is available, making this an excellent opportunity for both homeowners and investors seeking accessibility, lifestyle, and value. Purchase as-is. Occupied with tenant in place.

Getting Around

96
WalkingWalker's Paradise
71
TransitExcellent Transit
68
BikeBikeable

Schools

Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Parcel number: 0616502000000027C0204
  • Special condition: Real Estate Owned

Features

  • Waterfront features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,249$14,988
Home Insurance *$106$1,272
Property Taxes $428$5,136
Electricity $193$2,318
Total$1,976$23,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,748/yr
40% on housing$59,280/yr
45% on housing$52,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$389
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-24Listing removed$277,800
2025-12-11Listed for sale$277,800
2025-11-13Listing removed$277,800
2025-11-11Listed for sale$277,800
2023-02-15Sold$325,015
2014-04-08Listing removed$1,395
2014-03-14Listed for rent$1,395
2007-06-04Sold$269,900

Unknown Listed By

AgentGloria Washington
BrokerageVylla Home

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