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726 23rd St #2, Union City, NJ, 07087

3beds
2baths
1,350sqft
$625,000
$463price/sqft
$4,450/moest. monthly cost
$178,000/yrincome needed

About This Home

Discover this Newer, Modern Flair 3 Bedroom 2 Bath Condo dazzler with Balcony Retreat. Boasting 2 deeded Garage Parking (EV charging) & Incredibly low monthlies. Offering a generous 1350+-sq. ft of luxury living space, sunshine and a host of amenities. The open kitchen is a chef's dream, designed for entertaining & everyday alike. Featuring sleek modern cabinetry, SS appliances including a newer gas range & high performance vent hood. There is plenty of prep counter space that makes cooking a breeze. A center island, breakfast bar is ideal for everyday comfort, gatherings. The inviting, sun filled, south facing, windowed living space features an eye catching curved wall & alcove, currently used as work nook. The abundant light is perfect for the garden enthusiast. Down the hallway find a modern full bath, 3 generous sized bedrooms. Every bedroom is designed for comfort & convenience with roomy closets. The primary bedroom features ensuite full bath; jacuzzi tub & walk-in-closet. Enjoy the private balcony; al fresco dining, plant a garden or simply relax-having a balcony is a rare true luxury. Hardwood flooring throughout. Low monthly HOA fee of $235 & new Lower Taxes. A rare opportunity to own a home that delivers exceptional value whether you are purchasing to occupy or as an investment property. Union City's most desirable locations. Notable features: Washer/Dryer in unit; recessed lighting, Ring camera; EV/Tesla charger, Central HVAC. 2 Car attached garage parking, shared garage storage. A vibrant location, surrounded by convenience, cafes, eateries, shopping et al. Hassle free commuter options to NYC are just a few blocks away, via NJ transit bus, Lincoln Tunnel, Only 20min to NYC PA. Don't Miss Out!

Getting Around

97
WalkingWalker's Paradise
85
TransitExcellent Transit
57
BikeBikeable

Construction

Materials

  • Construction materials: Brick,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Brownstone,Contemporary,Townhouse,Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Terrace,2 Other Rooms
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Details

  • Parcel number: 100013000000003501C0002
  • Other equipment: Intercom
  • Exclusions: Personal property chattel

Parking

  • Parking features: 2 Cars,Attached,Covered,Garage,Tandem-Private
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$240$2,880
Property Taxes $857$10,284
Electricity $193$2,318
Total$4,450$53,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,571/yr
40% on housing$133,500/yr
45% on housing$118,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$422
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$625,000
2026-07-08Price change$649,000
2026-05-21Listed for sale$665,000
2012-08-01Sold$145,000
2012-04-20Sold$294,475
2011-11-23Price change$158,000
2011-11-22Pending sale$198,000
2011-09-23Price change$198,000
2011-08-25Price change$228,000
2011-07-29Listed for sale$289,000
2006-12-18Sold$310,000
2004-04-02Sold$50,000

For Sale by Agent

AgentANGELA CUCINIELLO
BrokerageCOLDWELL BANKER REALTY

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