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12440 N 20TH Street #220, Phoenix, AZ, 85022

3beds
2baths
972sqft
$249,000
$256price/sqft
$1,638/moest. monthly cost
$65,520/yrincome needed

About This Home

Welcome home to this beautiful fully remodeled 3-bedroom, 2-bathroom condo in the exclusive gated community of Shamrock Glen, nestled in the heart of Phoenix's prestigious Paradise Valley area. Every inch has been refreshed - new paint, new floors, new appliances including a brand-new refrigerator, and newly paved streets - and it comes fully furnished and move-in ready. The upgraded kitchen boasts granite countertops and stainless steel appliances, while the in-unit washer/dryer and included WiFi make daily life effortless. Enjoy serene pool views, a covered carport, and an unbeatable location just 5 minutes from Moon Valley Golf Club and 8 minutes from Paradise Valley Mall. This is turnkey living at its finest - don't let it pass you by.

Getting Around

45
WalkingCar-Dependent
35
TransitSome Transit
58
BikeBikeable

Schools

7/10
4/10
Shea Middle SchoolGrades 5-81.5 mi
9/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Composition
  • Construction materials: Wood Frame,Painted

Type & Style

  • Home type: Apartment
  • Property subType: Apartment

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Oven,Electric Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Eat-in Kitchen,Breakfast Bar,Pantry,Full Bth Master Bdrm

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Property

Details

  • Parcel number: 16619134
  • Attached to another structure: Yes
  • Special condition: Owner/Agent

Features

  • Stories: 2
  • Patio & porch: Covered Deck
  • Exterior features: Balcony,Storage
  • Spa features: None
  • Fencing: Block,Wrought Iron

Lot

  • Lot size: 937 sqft
  • Features: Natural Desert Front

Parking

  • Total spaces: 1
  • Parking features: Assigned,Common
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance $72$864
Property Taxes $91$1,092
Electricity $216$2,603
Total$1,638$19,656

Income You'd Need if You Spent...

35% on housing$56,160/yr
40% on housing$49,140/yr
45% on housing$43,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 85022$197
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85022$298
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$259,000
2026-03-20Listed for sale$289,000
2024-01-23Listing removed$249,900
2023-04-28Sold$235,000
2023-02-19Pending sale$239,900
2023-02-06Price change$239,900
2022-12-15Listed for sale$249,900
2022-10-06Listing removed--
2022-08-22Listed for sale$249,900
2015-12-21Sold$85,500
2015-08-29Price change$89,000
2015-05-30Price change$97,000
2015-05-15Listed for sale$100,000
2010-03-02Sold$49,900
2009-11-12Listed for sale$49,900
2009-10-08Sold$165,292
2009-10-04Price change$54,900
2009-10-01Price change$52,900
2009-09-28Listed for sale--
2006-12-21Sold$185,000

For Sale by Agent

AgentTyler Smerz
BrokerageKeller Williams Arizona Realty

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