5515 Old Ranch Rd Unit 26, Oceanside, CA, 92057
About This Home
Desirable end-unit location with only one shared wall, abundant natural light, and a spacious enclosed patio distinguish this beautifully maintained 3-bedroom, 2.5-bath home offering 1,405 square feet of thoughtfully designed living space. Luxury vinyl plank flooring extends throughout, while ceiling fans in every room and central air conditioning provide year-round comfort. The open-concept living and dining areas flow effortlessly into the kitchen, featuring granite countertops, abundant cabinetry, recessed lighting, and a breakfast bar that opens to the main living space, creating an ideal setting for everyday living and entertaining. The oversized enclosed patio extends the living space outdoors with plenty of room for dining, relaxing, or gathering with family and friends. Upstairs, the spacious primary suite offers two closets and an ensuite bath with dual vanities. Two secondary bedrooms are connected by a Jack-and-Jill bathroom, providing a functional layout that offers both privacy and flexibility. A full-size laundry area is conveniently located on the upper level. Additional highlights include an attached two-car garage with epoxy flooring, overhead storage racks, and direct access into the home. Located in a VA-approved community near parks, schools, shopping, and just a short drive to the beach.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Concrete Perimeter
- Roof: Tile
- Construction materials: Drywall,Concrete,Stucco
Type & Style
- Home type: Townhouse
- Architectural style: Mediterranean
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Range,Gas Cooking,Microwave,Refrigerator,Dryer,Washer
- Laundry features: Inside,Upper Level
Bathroom
- Features: Jack and Jill Bath
Bathroom
- Features: Bathtub,Dual Sinks,Enclosed Toilet,Linen Closet,Tub Shower,Vanity
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Recessed Lighting,All Bedrooms Up,Jack and Jill Bath,Primary Suite
- Window features: Blinds
- Flooring: Tile,Vinyl
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,405 sqft
Kitchen
- Features: Built-in Trash/Recycling,Granite Counters,Kitchen/Family Room Combo
Master Bedroom
- Features: Primary Suite
Property
Details
- Parcel number: 1574112126
- Attached to another structure: Yes
- Zoning: R-1:SINGLE FAM-RES
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: Community,Association
- Patio & porch: Concrete,Enclosed,Patio
- Has spa: Yes
- Spa features: Association
- Fencing: Good Condition,Stucco Wall
- Has view: Yes
- View description: Neighborhood,Trees/Woods
Lot
- Features: 0-1 Unit/Acre,Level
Parking
- Total spaces: 2
- Parking features: Door-Single,Garage,Garage Door Opener,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $481 | $5,772 |
| Electricity | $398 | $4,786 |
| Total | $4,545 | $54,540 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $684,900 |
| 2026-07-10 | Listed for sale | $695,000 |
| 2022-02-28 | Sold | $655,000 |
| 2022-02-08 | Pending sale | $610,000 |
| 2016-03-16 | Sold | $370,000 |
| 2010-10-22 | Sold | $280,000 |
| 2010-08-14 | Price change | $280,000 |
| 2010-07-09 | Listed for sale | $279,900 |
| 2009-05-14 | Sold | $195,500 |
| 2007-08-03 | Sold | $440,500 |
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