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4484 Lawai Rd, Koloa, HI, 96756

3beds
3baths
2,189sqft
$4,425,000
$2,021price/sqft
$28,305/moest. monthly cost
$1,132,200/yrincome needed

About This Home

Located on Lawai Road along Kauai's South Shore, this oceanfront property comes to market for the first time. The ocean is a defining feature throughout - present from the living areas, the bedrooms, and the lanai. The property holds a valid TVNC vacation rental license. The primary residence spans two levels with three bedrooms, two bathrooms, and a two-car garage. The main living area opens to a, expansive oceanfront lanai, a natural gathering space where the water takes center stage. The main level includes one bedroom and one full bathroom, offering the ease of single-level living when needed. Upstairs, two additional bedrooms share a bathroom, with one opening to a private lanai with elevated views along the coastline. A fully permitted studio cottage sits separately on the property with its own entrance, kitchen, bathroom, oceanfront lanai, and carport - well suited for guests. Seasonal whale sightings and passing marine life are a regular part of life on this stretch of coast, as are the sunsets. The National Tropical Botanical Garden, Spouting Horn, and Kukui'ula Small Boat Harbor are all minutes away, with beaches, dining, and outdoor recreation close at hand.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Koloa Elementary SchoolGrades PK-51.7 mi
7/10
Kauai High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave Hood,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Wall/Window Unit(s)

Features

  • Window features: Blinds
  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 2,189
  • Total interior livable area: 2,189 sqft

Property

Details

  • Parcel number: 4260030090000
  • Zoning: R-2
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Has view: Yes
  • View description: Coastline,Ocean,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Frontage type: Other

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,375$268,500
Home Insurance *$388$4,656
Property Taxes $4,838$58,056
Electricity $704$8,458
Total$28,305$339,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$970,457/yr
40% on housing$849,150/yr
45% on housing$754,800/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,021This listing

vs Other Active Listings

Avg $/sqft

ZIP 96756$1,542
Kauai County$1,382

vs Homes Sold Last Month

Median $/sqft

ZIP 96756$979
Kauai County$725

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$4,425,000
2026-06-19Listed for sale$4,925,000
2026-05-07Contingent$4,925,000
2026-04-28Listed for sale$4,925,000

For Sale by Agent

AgentMelissa Guffin
BrokerageAloha Sotheby's Intl Realty - Kaua'i

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