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95-2048 Waikalani Pl APT D101, Mililani, HI, 96789

2beds
1baths
799sqft
$435,000
$544price/sqft
$2,778/moest. monthly cost
$111,120/yrincome needed

About This Home

Welcome home to this beautifully maintained 2-bedroom, 1-bath ground-floor END unit in the highly desirable Mililani community! Enjoy the privacy and convenience of ground-floor living with no unit on one side, making this home feel even more spacious and inviting. Located just minutes from Schofield Barracks, Wheeler Army Airfield, shopping, dining, Costco, Walmart, golf courses, and the Town Center of Mililani, this home offers the perfect blend of convenience and island living. Residents also enjoy access to community amenities including a swimming pool, basketball courts, playgrounds, BBQ areas, walking paths, and beautifully maintained common areas. Mililani is one of Central Oahu's most sought-after communities, known for its cooler temperatures, excellent schools, and strong sense of community. VA buyers—don't miss this incredible opportunity! This home features a VA assumable loan at an attractive 2.75% interest rate, with an approximate remaining balance of $220,000 and an estimated PITI payment of just $1,220 per month (buyer must qualify for the assumption). Need additional financing? Gap financing options may be available to qualified buyers.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
Kipapa Elementary SchoolGrades PK-50.7 mi
6/10
Mililani Middle SchoolGrades 6-82.3 mi
9/10
Mililani High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Good Condition,Updated/Remodeled
  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Concrete

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Single Living Level
  • Flooring: Laminate,Other,Vinyl
  • Common walls with other units/homes: End Unit

Interior Area

  • Total structure area: 896
  • Total interior livable area: 799 sqft

Property

Details

  • Parcel number: 1950120280061
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Garden,None
  • Frontage type: Other

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered,Guest,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$83$996
Property Taxes $122$1,464
Electricity $374$4,497
Total$2,778$33,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,245/yr
40% on housing$83,340/yr
45% on housing$74,080/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$544This listing

vs Other Active Listings

Avg $/sqft

ZIP 96789$503
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96789$662
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$435,000
2024-06-29Listing removed--
2024-05-17Listed for rent$2,200
2020-07-01Listing removed$1,800
2020-06-16Listed for rent$1,800
2017-04-24Sold$249,500
2017-03-01Listed for sale$239,000
2014-10-17Sold$150,000
2014-07-23Listed for sale$149,000

For Sale by Agent

AgentTimothy J Murray
BrokerageNextHome All Islands

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