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95-1049 Kuauli St APT 50, Mililani, HI, 96789

2beds
2baths
686sqft
$650,000
$948price/sqft
$3,923/moest. monthly cost
$156,920/yrincome needed

About This Home

Rarely available single-level townhome in highly desirable Ku'ulako I, located in the heart of Mililani Mauka. This well-maintained 2-bdrm, 2-ba residence offers the comfort of no unit above or below, creating a sense of privacy that is hard to find in townhome living. Inside, enjoy a thoughtfully updated interior featuring fresh paint & brand new flooring throughout. The functional floor plan offers an open living area, well-positioned bedrooms & in-unit washer/dryer for everyday ease. Step outside to an expansive fenced yard - level, usable & perfect for relaxing, entertaining, or creating your ideal outdoor retreat. Convenience is key with 2 assigned parking stalls located directly in front of the home, along with ample guest & street parking nearby. Ku'ulako I is a well-situated community known for its inviting atmosphere, tree-lined surroundings & proximity to Mililani Mauka’s top-rated schools, neighborhood parks & scenic walking paths. Residents also benefit from membership in the Mililani Town Association, which provides access to 7 recreation centers featuring pools, fitness facilities, courts, year-round classes & community events. Don’t miss this exceptional opportunity!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
6/10
Mililani Middle SchoolGrades 6-80.4 mi
9/10
Mililani High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1995

Materials

  • Foundation: Slab
  • Construction materials: Double Wall

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Full Bath on Main Level,Storage,Single Living Level
  • Flooring: Vinyl
  • Common walls with other units/homes: End Unit,No One Above,No One Below

Interior Area

  • Total structure area: 730
  • Total interior livable area: 686 sqft

Property

Details

  • Parcel number: 1950490290050
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Garden,Mountain(s)

Lot

  • Features: Private,Yard

Parking

  • Total spaces: 2
  • Parking features: Assigned,Two Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$125$1,500
Property Taxes $138$1,656
Electricity $374$4,497
Total$3,923$47,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,502/yr
40% on housing$117,690/yr
45% on housing$104,613/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$948This listing

vs Other Active Listings

Avg $/sqft

ZIP 96789$500
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96789$662
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$650,000
2026-07-07Listed for sale$650,000
2006-12-28Sold$355,000
2003-02-14Sold$179,000
1995-12-19Sold$190,000

For Sale by Agent

AgentJason Paulo
BrokerageColdwell Banker Realty

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