92-916 Palailai St APT 72, Kapolei, HI, 96707
About This Home
Seller's are offering Buyer's the opportunity to assume their existing VA Loan with Freedom Mortgage at a 2.25% interest rate with a remaining balance is $356,304.31 as of July 2026 with a monthly payment of $1,786.13. Loan mature date is November 2050. Buyer's do not have to be VA eligible to assume the loan! You're going to love this Makakilo Mala 1, 3 bedroom, 1.5 bath, 2 parking stalls home! The views are spectacular! The home is very well maintained and is located in a very nice, quiet, community. Nestled in the hills of Makakilo, where the temperature is always cooler and you get that wonderful evening breeze! Water, Sewer, and Trash is included in the Maintenance Fee. Full size washer/dryer in unit, no carpets. Pets allowed. You will also have full access to the community Swimming Pool, Basketball Court, and Swing Set.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good Condition
- Year built: 1975
Materials
- Construction materials: Double Wall,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Bedroom on Main Level,Full Bath on Main Level
- Flooring: Ceramic Tile,Laminate
Interior Area
- Total structure area: 1,340
- Total interior livable area: 1,224 sqft
Property
Details
- Parcel number: 1920190160071
- Zoning description: 11 - A-1 Low Density Apartment
- Special condition: None
Features
- Levels: Two,Multi/Split
- Stories: 2
- Fencing: Fenced,Wall
- Has view: Yes
- View description: Ocean,Sunrise
- Has water view: Yes
- Water view: Ocean
- Frontage type: Other
Lot
- Features: Yard
Parking
- Total spaces: 2
- Parking features: Assigned,Guest,Two Spaces,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,897 | $34,764 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $167 | $2,004 |
| Electricity | $394 | $4,729 |
| Total | $3,564 | $42,768 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $573,000 |
| 2026-07-21 | Listed for sale | $600,000 |
| 2025-01-25 | Listing removed | $2,700 |
| 2025-01-11 | Price change | $2,700 |
| 2024-12-29 | Listed for rent | $2,800 |
| 2024-11-23 | Listing removed | $2,800 |
| 2024-11-05 | Listed for rent | $2,900 |
| 2023-04-13 | Listing removed | -- |
| 2023-02-26 | Listed for rent | $2,600 |
| 2021-01-12 | Listing removed | -- |
| 2020-11-16 | Listed for rent | $2,600 |
| 2019-05-20 | Sold | $410,000 |
| 2019-03-14 | Price change | $410,000 |
| 2019-02-28 | Price change | $420,000 |
| 2019-01-08 | Price change | $430,000 |
| 2018-11-06 | Price change | $445,000 |
| 2018-10-15 | Listed for sale | $460,000 |
| 2006-07-28 | Sold | $320,000 |
| 2003-11-17 | Sold | $178,000 |
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