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92-1155 Palahia St APT A201, Kapolei, HI, 96707

2beds
2baths
789sqft
$470,000
$596price/sqft
$2,974/moest. monthly cost
$118,960/yrincome needed

About This Home

Corner 2-bedroom, 2-bath townhome in the breezy upper Makakilo community! This second-floor unit is ideally positioned at the corner, offering added privacy, a private entry, and an open, airy layout filled with natural light and refreshing cross-breezes. Enjoy indoor-outdoor living on the spacious lanai with storage, perfect for relaxing while taking in lush greenery views from every room, with peekaboo ocean views from the living room and lanai. Window AC units in the main bedrooms and living room provide added comfort, along with an in-unit washer and dryer. Two assigned parking stalls are conveniently located right in front of the unit, plus ample guest parking. Located in a peaceful, well-maintained neighborhood, just minutes from Kapolei's shopping, dining, schools, and freeway access. Perfect for first-time homebuyers or investors, this property offers a great opportunity to update, add value, and build equity in a desirable location. (Most staging items have been removed)

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

2/10
6/10
Kapolei Middle SchoolGrades 6-82.8 mi
5/10
Kapolei High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1993

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Masonry,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,SingleLivingLevel
  • Flooring: Carpet,Ceramic Tile

Interior Area

  • Total structure area: 880
  • Total interior livable area: 789 sqft

Property

Details

  • Parcel number: 1920190680007
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Other

Parking

  • Total spaces: 2
  • Parking features: Assigned,Guest,Two Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Wildfire
Landslide

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$87$1,044
Property Taxes $137$1,644
Electricity $374$4,497
Total$2,974$35,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,965/yr
40% on housing$89,220/yr
45% on housing$79,306/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$596This listing

vs Other Active Listings

Avg $/sqft

ZIP 96707$597
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96707$608
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$485,000
2026-04-28Listing removed$489,000
2026-02-24Price change$489,000
2026-01-05Price change$494,000
2025-11-10Listed for sale$497,000
2020-05-29Listing removed$1,850
2020-05-06Listed for rent$1,850
1994-04-04Sold$195,000

For Sale by Agent

AgentAkiko Ford
BrokerageeXp Realty

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