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94-510 Lumiaina St APT J202, Waipahu, HI, 96797

2beds
2baths
731sqft
$530,000
$725price/sqft
$3,270/moest. monthly cost
$130,800/yrincome needed

About This Home

Price improvement—great value for this home and location, well-positioned and ready for its next owner! Welcome to this beautiful, clean and meticulously maintained 2-bedroom, 2-full-bath upstairs end-unit townhome, where pride of ownership truly shines. This unit is located in the highly sought after Viewpointe at Waikele. Thoughtfully cared for and move-in ready, this light-filled home offers added privacy as an end unit. Enjoy a quite meal on the large patio or just relax while enjoying the sunset. With well-manicured grounds in a prime location, enjoy living at its finest while conveniently located close to shopping malls, schools, parks, and more. Ideal for homeowners seeking comfort, a low-maintenance lifestyle in a desirable setting or portfolio investors looking for long term tenants. All offers will be thoughtfully reviewed!

Getting Around

13
WalkingCar-Dependent
45
TransitSome Transit
13
BikeSomewhat Bikeable

Schools

8/10
Waikele Elementary SchoolGrades PK-60.7 mi
6/10
7/10
Waipahu High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1999

Materials

  • Construction materials: Double Wall

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Interior Area

  • Total structure area: 837
  • Total interior livable area: 731 sqft

Property

Details

  • Parcel number: 1940070420070
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 2
  • Parking features: Covered,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$94$1,128
Property Taxes $123$1,476
Electricity $374$4,497
Total$3,270$39,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,114/yr
40% on housing$98,100/yr
45% on housing$87,200/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$725This listing

vs Other Active Listings

Avg $/sqft

ZIP 96797$518
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96797$693
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$549,000
2026-02-06Listed for sale$570,000
2025-11-25Listing removed$555,000
2025-08-23Price change$555,000
2025-08-07Price change$563,000
2025-06-28Listed for sale$570,000
2021-11-17Listing removed--
2021-11-16Listed for rent$2,000
2001-11-30Sold$172,000

For Sale by Agent

AgentSarah Chandler
BrokerageHorita Realty LLC

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