See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

98-640 Moanalua Loop APT 2021, Aiea, HI, 96701

2beds
2baths
916sqft
$445,000
$486price/sqft
$2,805/moest. monthly cost
$112,200/yrincome needed

About This Home

A rare opportunity to own a beautifully renovated 2-bedroom, 1.5-bath split-level residence in one of the island's most convenient and sought-after communities. This bright, spacious, and move-in-ready home features excellent natural ventilation and an extensive list of fresh upgrades, including new flooring, fresh paint, a fully remodeled kitchen with new cabinetry, countertops, range/oven, microwave-hood and tastefully renovated bathrooms. The washer and dryer are conveniently located near the bedrooms for added everyday ease. Residents of this secure, well-maintained, and pet-friendly community enjoy resort-style amenities, including a swimming pool, jacuzzi, and BBQ area. This unbeatable location is exceptional, with the Skyline rail station, freeway access, and bus lines nearby, making commuting and daily errands effortless. Just minutes from a variety of dinning options, golf courses, parks and several shopping centers, including Pearlridge, Westridge, Pearl Kai, and Waimalu Shopping Center. This move-in-ready home offers the perfect blend of comfort, convenience, and island living. Don't miss this exceptional opportunity to own a beautiful home in paradise!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Waimalu Elementary SchoolGrades PK-60.3 mi
8/10
Aiea Intermediate SchoolGrades 7-81.5 mi
6/10
Aiea High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • Year built: 1988

Materials

  • Construction materials: Double Wall

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Vinyl

Interior Area

  • Total structure area: 916
  • Total interior livable area: 916 sqft

Property

Details

  • Parcel number: 1980130300014
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Spa features: Community
  • Has view: Yes
  • View description: Mountain(s)

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Coastal Flooding
Earthquake
Inland Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$83$996
Property Taxes $98$1,176
Electricity $374$4,497
Total$2,805$33,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,171/yr
40% on housing$84,150/yr
45% on housing$74,800/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 96701$504
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96701$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$445,000
2016-05-20Sold$329,000
2016-04-05Listed for sale$328,000
2006-12-05Sold$293,000
2005-07-12Sold$200,000

For Sale by Agent

AgentSunny Swanson
BrokeragePlumeria Hawaii Properties LLC

Similar Homes