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98-1042 Moanalua Rd #2201, Aiea, HI, 96701

3beds
2baths
895sqft
$418,888
$468price/sqft
$2,691/moest. monthly cost
$107,640/yrincome needed

About This Home

Welcome home to space, comfort, and everyday convenience in the heart of Aiea! This bright 3-bedroom, 2-bath, 2nd-floor residence at Pearl Ridge Gardens & Tower offers peaceful garden views, updated flooring, and select newer appliances, creating an easy move-in opportunity with room to make it your own. The single-level layout feels comfortable and practical, with the added value and convenience of 1 covered and 1 open parking space. Love to entertain or unwind close to home? Enjoy the community pool, recreation area, BBQ space, and beautifully maintained outdoor grounds; perfect for weekend gatherings, pau hana relaxation, or time with family and friends. Ideally located near Pearlridge Center, Pali Momi Medical Center, dining, shopping, golf, public transportation, and freeway access. A fantastic opportunity for buyers seeking space, lifestyle, and location.***MORE PHOTOS COMING SOON...***

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
8/10
Aiea Intermediate SchoolGrades 7-81.1 mi
6/10
Aiea High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Good Condition,Updated/Remodeled
  • Year built: 1976

Materials

  • Construction materials: Brick,Double Wall,Concrete

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Single Living Level
  • Flooring: Laminate,Vinyl
  • Common walls with other units/homes: End Unit

Interior Area

  • Total structure area: 895
  • Total interior livable area: 895 sqft

Property

Details

  • Parcel number: 1980390030023
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: Three Or More,One
  • Has view: Yes
  • View description: Garden

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Earthquake
Inland Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$78$936
Property Taxes $121$1,452
Electricity $374$4,497
Total$2,691$32,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,262/yr
40% on housing$80,730/yr
45% on housing$71,760/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 96701$505
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96701$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$418,888
2026-01-01Price change$425,000
2025-03-13Listing removed$2,800
2025-03-06Listed for rent$2,800
2025-01-20Price change$458,000
2024-11-30Price change$489,000
2024-11-07Price change$529,000
2024-10-10Listed for sale$549,000
2003-10-24Sold$44,000

For Sale by Agent

AgentMichelle D Acohido-Morales
BrokerageColdwell Banker Realty

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