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94-1411 Kulewa Loop #35V, Waipahu, HI, 96797

0beds
1baths
471sqft
$325,000
$690price/sqft
$2,171/moest. monthly cost
$86,840/yrincome needed

About This Home

Beautifully renovated unit with porcelain tiles in the kitchen and bath, new carpet, and a fully renovated bathroom. Also, in 2023, new refrigerator, AC unit, lighting/switches, bathroom fan and dehumidifier were installed. This is your exciting opportunity to own a delightful studio unit in the highly coveted Royal Palm at Waipio! This second-floor townhouse is your blank canvas, just waiting for your personal flair to decorate it as the home of your dreams. Go outside to enjoy a charming open patio, complete with a convenient storage closet, and find your stacked washer/dryer tucked away for easy access. Plus, there’s a covered parking space right by the entrance! With its unbeatable location near shops, parks, and dining hotspots, you’ll love the vibrant lifestyle all this Waipio Gentry community has to offer! Enjoy a lovely pool and entertainment area near your unit. The Gentry Waipio Community Association fees cover maintenance and landscaping. The water heater is also new since 2023. Monthly rental is $1,884.82.

Getting Around

55
WalkingSomewhat Walkable
36
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

9/10
6/10
7/10
Pearl City High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • Year built: 1987

Materials

  • Construction materials: Double Wall,Wood Frame

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile

Interior Area

  • Total structure area: 532
  • Total interior livable area: 471 sqft

Property

Details

  • Parcel number: 1941150400075
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Other
  • Frontage type: Other

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered,Guest,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$58$696
Property Taxes $96$1,152
Electricity $374$4,497
Total$2,171$26,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,434/yr
40% on housing$65,130/yr
45% on housing$57,893/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$690This listing

vs Other Active Listings

Avg $/sqft

ZIP 96797$521
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96797$693
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$325,000
2026-01-20Listing removed$1,885
2026-01-19Price change$1,885
2026-01-15Listed for rent$1,800
2025-11-06Listing removed$365,000
2025-09-11Price change$365,000
2025-08-27Price change$385,888
2023-07-10Pending sale$339,000
2023-06-06Contingent$339,000
2023-05-30Listed for sale$339,000
2005-08-12Sold$158,000
2003-07-23Sold$112,000

For Sale by Agent

AgentSandra Sagisi Moser
BrokerageSandra Sagisi HI Realty Serv.

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