See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

94-970 Lumiauau St APT B203, Waipahu, HI, 96797

2beds
2baths
750sqft
$545,000
$727price/sqft
$3,349/moest. monthly cost
$133,960/yrincome needed

About This Home

Welcome home to this beautifully renovated 2-bedroom, 2-bath townhome with 2 parking stalls in the highly desirable Waikele community. This move-in ready home has been thoughtfully updated throughout with a brand-new kitchen, renovated bathrooms, new flooring, fresh interior paint, new interior doors, and the popcorn texture removed for a clean, modern look. Relax on your lanai and enjoy peaceful park views, creating the perfect setting for morning coffee or evening unwinding. Conveniently located in the heart of Waikele, you’ll appreciate easy access to Costco, Safeway, Lowe’s, Home Depot, Waikele Premium Outlets, and H-1 Freeway access for an easy commute in either direction. Combining contemporary upgrades, a functional layout, and an unbeatable central location, this home offers exceptional value and is ready for its next owner. Don’t miss this opportunity to own a beautifully updated townhome in one of Central Oahu’s most convenient neighborhoods!

Getting Around

20
WalkingCar-Dependent
46
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

8/10
Waikele Elementary SchoolGrades PK-61.1 mi
7/10
7/10
Waipahu High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • Year built: 1991

Materials

  • Construction materials: Double Wall

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Common walls with other units/homes: End Unit

Interior Area

  • Total structure area: 820
  • Total interior livable area: 750 sqft

Property

Details

  • Parcel number: 1940070390012
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Has view: Yes
  • View description: Garden

Parking

  • Total spaces: 2
  • Parking features: Assigned,Two Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$97$1,164
Property Taxes $123$1,476
Electricity $374$4,497
Total$3,349$40,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,822/yr
40% on housing$100,470/yr
45% on housing$89,306/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$727This listing

vs Other Active Listings

Avg $/sqft

ZIP 96797$517
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96797$693
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$545,000
2026-07-30Listed for sale$545,000
2025-07-02Listing removed$2,700
2025-06-23Listed for rent$2,700
2015-04-02Sold$355,000
2003-12-29Sold$183,000

For Sale by Agent

AgentKyle Nakazaki
BrokerageColdwell Banker Realty

Similar Homes