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94-1461 Waipio Uka St APT P108, Waipahu, HI, 96797

2beds
3baths
902sqft
$535,000
$593price/sqft
$3,330/moest. monthly cost
$133,200/yrincome needed

About This Home

Only 2 bedroom with 1 full bath and 2 half bath available in The Villages at Waipio. Split level end unit with courtyard. Excellent location near Costco, shops and restaurants. Washer Dryer combo replaced 2025. Currently tenant occupied on month to month lease. Agent must be present for showings.

Getting Around

61
WalkingSomewhat Walkable
36
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

9/10
5/10
7/10
Pearl City High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1987

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Common walls with other units/homes: End Unit

Interior Area

  • Total structure area: 978
  • Total interior livable area: 902 sqft

Property

Details

  • Parcel number: 1940990730184
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Has view: Yes
  • View description: None

Lot

  • Features: Yard

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,One Space,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$95$1,140
Property Taxes $156$1,872
Electricity $374$4,497
Total$3,330$39,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,171/yr
40% on housing$99,900/yr
45% on housing$88,800/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$593This listing

vs Other Active Listings

Avg $/sqft

ZIP 96797$518
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96797$693
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$535,000
2025-10-24Listed for sale$545,000
2018-12-11Listing removed$1,900
2018-11-28Listed for rent$1,900
2016-09-28Sold$375,000
2016-08-20Listed for sale$375,000
2003-10-16Sold$255,630
2002-01-22Sold$181,500

For Sale by Agent

AgentMichael S Moran
BrokerageMichael Moran & Associates

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