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98-919 Noelani St #70, Pearl City, HI, 96782

3beds
2baths
1,142sqft
$635,000
$556price/sqft
$3,879/moest. monthly cost
$155,160/yrincome needed

About This Home

New and improved price! Seller to credit Buyer $3,000 towards closing costs. A great townhome living. This well-maintained three-bedroom and a den with one-and-a-half baths, with two dedicated parking stalls# 122 and #123, located steps from the unit. This townhome offers a host of features. Enjoy the comfort of a window AC unit in every room. A separate back entrance leads to a small backyard with lots of greenery. As a resident of the Waiau Gardens Community, you have access to the shared pool, a perfect spot for cooling off in summer, and a recreational area. Conveniently located near freeway access, shopping, restaurants, parks, and Pearlridge Center. Ideal for first-time home buyers looking for a turnkey opportunity in a prime central location on Oahu. To be conveyed in "AS IS" condition

Getting Around

28
WalkingCar-Dependent
47
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

8/10
Waiau Elementary SchoolGrades PK-60.3 mi
6/10
7/10
Pearl City High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1974

Materials

  • Construction materials: Double Wall,Masonry,Stucco,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile,Laminate

Interior Area

  • Total structure area: 1,268
  • Total interior livable area: 1,142 sqft

Property

Details

  • Parcel number: 1980590070070
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: Multi/Split
  • Has view: Yes
  • View description: None,Other
  • Frontage type: Other

Parking

  • Total spaces: 2
  • Parking features: Assigned,Two Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$102$1,224
Property Taxes $193$2,316
Electricity $374$4,497
Total$3,879$46,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,994/yr
40% on housing$116,370/yr
45% on housing$103,440/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$556This listing

vs Other Active Listings

Avg $/sqft

ZIP 96782$563
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96782$622
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$635,000
2026-06-21Price change$658,000
2026-06-02Listed for sale$699,888
2021-04-20Contingent$538,000
2021-04-15Listed for sale$538,000
2021-03-24Contingent$538,000
2021-03-15Listed for sale$538,000
2017-12-06Listing removed$1,875
2017-11-18Listed for rent$1,875
2016-06-29Sold$406,000
2016-05-03Listed for sale$405,000
2007-03-28Sold$360,000
2004-06-08Sold$86,300
2002-07-26Sold$70,000

For Sale by Agent

AgentJessie R Koppel
BrokerageColdwell Banker Realty

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