See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

92-1145 Panana St APT 1602, Kapolei, HI, 96707

4beds
4baths
1,759sqft
$925,000
$526price/sqft
$5,689/moest. monthly cost
$227,560/yrincome needed

About This Home

SELLER IS INCLUDING A 1-YEAR HOME WARRANTY for added peace of mind! This stunning 4-bedroom, 3.5-bath townhome at Kai Nani at Makakilo offers expansive square footage, soaring ceilings, and breathtaking ocean views. Enjoy both garage and driveway parking plus guest spaces for added convenience. Flexible entry from either the garage or front door leads to an open floor plan connecting the modern kitchen, featuring stainless steel appliances and sleek cabinetry to the dining and living areas. This lanai has breathtaking coastline ocean views, perfect for morning coffee or entertaining guests. Hardwood flooring throughout, newer split AC units in the living room and bedrooms, and no neighbors above or below ensure comfort and privacy. This pet-friendly, well-maintained community is just minutes from H-1, Ko Olina, Target, Costco, Kamakana Ali‘i Mall, restaurants, and beaches. Low HOA fees and abundant space make this a standout choice! Don’t miss this rare opportunity to own this spacious, beautiful townhome in one of the area’s most sought-after communities.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
3/10
Honouliuli Middle SchoolGrades 6-82.6 mi
5/10
Kapolei High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2005

Materials

  • Construction materials: Masonry,Concrete,Steel Frame,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Low Rise
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Hardwood,Laminate
  • Common walls with other units/homes: No One Above,No One Below

Interior Area

  • Total structure area: 1,759
  • Total interior livable area: 1,759 sqft

Property

Details

  • Parcel number: 1920190440090
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Coastline,Ocean
  • Has water view: Yes
  • Water view: Coastline,Ocean

Lot

  • Features: Private,Yard

Parking

  • Total spaces: 2
  • Parking features: Assigned,Garage,Guest,One Space,Tandem
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$172$2,064
Property Taxes $274$3,288
Electricity $566$6,797
Total$5,689$68,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,051/yr
40% on housing$170,670/yr
45% on housing$151,706/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$526This listing

vs Other Active Listings

Avg $/sqft

ZIP 96707$596
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96707$608
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$925,000
2026-06-17Listed for sale$925,000
2021-12-23Listing removed--
2021-12-12Listed for rent$3,850
2020-10-29Sold$710,000
2020-09-17Listed for sale$679,000
2020-02-10Sold$600,000
2019-11-26Listed for sale$609,999
2015-09-15Sold$562,000
2015-07-25Listed for sale$559,000
2011-07-28Sold$429,900
2011-06-03Listed for sale$429,900
2011-05-17Sold$430,000
2006-03-29Sold$532,400

For Sale by Agent

AgentVeronica Philaphandeth
BrokerageKeller Williams Honolulu

Similar Homes