7321 147th Ter NW, Ramsey, MN, 55303
About This Home
Wow - you will love this move in ready, superbly updated end unit townhouse for so many reasons! It is so convenient to so much!! It has green space and a great patio to enjoy for the rest of the Summer, and when you invite your friends & family over, guest parking is just a few feet away. The 28' deep garage is almost a two car and it has a bunch of additional storage too! The main level features a living room, a 1/2 bath and an updated kitchen which walks right out to the patio. Upstairs, you'll find two bedrooms - BOTH of which have walk-in closets, a laundry room and a full bath. All smoke & CO alarms have been replaced recently because the Seller cares about your safety. Here's what we would encourage you to do: check out the 3D tour. Ask your agent for the highlights & features sheet. Book your showing appointment. Make your offer. Move in and LOVE WHERE YOU LIVE!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Architectural Shingle,Asphalt,Pitched
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Electric Dryer Hookup,In Unit,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Unfinished,Walk-Out Access
Bathroom
- Level: Main
- Area: 24.5694
- Dimensions: 4'10x5'1
Bathroom
- Level: Upper
- Area: 48.3333
- Dimensions: 7'3x6'8
Bedroom
- Level: Upper
- Area: 112.5972
- Dimensions: 10'1x11'2
Bedroom2
- Level: Upper
- Area: 95.7361
- Dimensions: 9'5x10'2
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 960
Foyer
- Level: Main
- Area: 30.3542
- Dimensions: 7'9x3'11
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,450
- Total interior livable area: 960 sqft
Kitchen
- Level: Main
- Area: 73.1042
- Dimensions: 10'1x7'3
Laundry
- Level: Upper
- Area: 30.5694
- Dimensions: 5'11x5'2
Living Room
- Level: Main
- Area: 187.3611
- Dimensions: 11'10x15'10
Walk In Closet
- Level: Upper
- Area: 42.0139
- Dimensions: 10'1x4'2
Walk In Closet
- Level: Upper
- Area: 19.8056
- Dimensions: 3'10x5'2
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 283225110154
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 490
Features
- Levels: More Than 2 Stories
- Pool features: None
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 435.60 sqft
- Lot size dimensions: Common
Parking
- Total spaces: 1.5
- Parking features: Attached,Asphalt,Garage Door Opener,Guest,Insulated Garage,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $228 | $2,736 |
| Electricity | $170 | $2,050 |
| Total | $1,617 | $19,404 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $215,000 |
| 2020-11-30 | Sold | $172,000 |
| 2020-10-30 | Pending sale | $174,900 |
| 2020-10-14 | Listed for sale | $174,900 |
| 2013-12-19 | Listing removed | $1,050 |
| 2013-11-20 | Price change | $1,050 |
| 2013-11-03 | Listed for rent | $1,095 |
| 2010-04-08 | Sold | $87,000 |
| 2010-02-19 | Price change | $89,900 |
| 2010-01-16 | Price change | $94,900 |
| 2009-12-18 | Listed for sale | $99,900 |
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