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17424 Staples St NE, Ham Lake, MN, 55304

4beds
4baths
2,750sqft
$798,500
$290price/sqft
$5,325/moest. monthly cost
$213,000/yrincome needed

About This Home

Price improved! Enjoy your own private oasis on 2 acres of meticulously manicured lawn in Ham Lake's prestigious Woodland Preserve neighborhood! This breathtaking property offers 4 bedrooms, 4 bathrooms, a finished and heated attached 3 car garage with epoxy floors and a matching 36 x 24 detached heated and finished garage/shop with a finished second story bonus room. Brand new roof, new deck with composite decking, new carpeting, refinished hardwood floors, remodeled kitchen, new stair risers, new railings, fresh paint, updated kitchen, stainless appliances, Quartz and granite countertops, completely renovated entry area and powder room and the list goes on! Both the interior and exterior of this home have been renovated in the recent years with quality materials and craftmanship! Septic system is compliant, water has been tested and passed(results are in the supplements). Why build new when you can get an immaculately renovated home with a fantastic detached shop on a mature and well groomed lot that is move in ready today!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
7/10
Roosevelt Middle SchoolGrades 6-86.6 mi
7/10
Blaine Senior High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Electronic Air Filter,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Sink,Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Storage Space,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 221
  • Dimensions: 17x13

Bedroom2

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Bedroom3

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 264
  • Dimensions: 22 x 12

Deck

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 09x08

Family Room

  • Level: Lower
  • Area: 450
  • Dimensions: 30x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 888
  • Finished area above ground: 1,862

Foyer

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Garage

  • Level: Main
  • Area: 704
  • Dimensions: 32 x 22

Garage

  • Level: Main
  • Area: 864
  • Dimensions: 36 x 24

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,842
  • Total interior livable area: 2,750 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Laundry

  • Level: Main
  • Area: 42
  • Dimensions: 07x06

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 043223430025
  • Zoning description: Residential-Single Family
  • Foundation area: 1282

Features

  • Levels: Three Level Split
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 2 Acres
  • Features: Irregular Lot,Tree Coverage - Heavy
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 7
  • Parking features: Attached,Detached Garage,Asphalt,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Hail

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,037$48,444
Home Insurance *$485$5,820
Property Taxes $572$6,864
Electricity $231$2,783
Total$5,325$63,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,571/yr
40% on housing$159,750/yr
45% on housing$142,000/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$204
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$784,900
2026-08-08Price change$784,950
2026-07-21Price change$798,500
2026-07-10Listed for sale$839,900
2016-08-25Sold$362,900
2016-06-23Listed for sale$362,900
2013-04-08Sold$317,400
2013-02-27Listed for sale$307,900
2010-01-13Sold$285,000
2006-05-16Sold$140,000

For Sale by Agent

AgentMark C. Fearing
BrokerageColdwell Banker Realty

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