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2785 108th Ln NE, Blaine, MN, 55449

4beds
3baths
3,263sqft
$649,900
$199price/sqft
$4,362/moest. monthly cost
$174,480/yrincome needed

About This Home

Exceptionally well-maintained home in the highly sought-after Sanctuary community, a distinctive neighborhood with no homeowner's association, featuring a peaceful setting where you'll enjoy idyllic tree-line streets and direct access to the 500-acre Blaine Wetland with scenic boardwalks, walking trails, and abundant wildlife with year-round opportunities to enjoy this natural setting! Upon entering, you'll feel the spaciousness of this home with its large footprint. The main level features hardwood floors, a mudroom with built-in storage, a generous living room, and a flex space to function as you see fit. The gourmet kitchen is equipped with stainless steel appliances, abundant cabinetry, center island, and a large walk-in pantry. Upstairs, you'll find four generously sized bedrooms, including a private primary suite, a versatile loft, and a conveniently located laundry room. The unfinished lower level provides outstanding potential to add a fifth bedroom, fourth bathroom, amusement area, and wet bar, allowing you to customize the space to fit your needs. As an added bonus, the 3 car garage is outfitted with EV charger! Step outside to enjoy your own private retreat with over half an acre featuring a maintenance-free deck, sport court and fire pit, creating the perfect space for recreation and gathering with family and friends. Ideally located near shopping, restaurants, parks, and miles of trails, this home also offers easy access to the National Sports Center, TPC Twin Cities, and Victory Links Golf Course—some of Blaine's premier recreational amenities.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
5/10
Westwood Middle SchoolGrades 5-83.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Full,Sump Pump,Unfinished,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 300
  • Dimensions: 20x15

Bedroom2

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom4

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 56
  • Dimensions: 14x4

Family Room

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,263

Flex Room

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,746
  • Total interior livable area: 3,263 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Living Room

  • Level: Main
  • Area: 414
  • Dimensions: 18x23

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 223123210028
  • Zoning description: Residential-Single Family
  • Foundation area: 1483

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.63 Acres
  • Lot size dimensions: 95 x 196 x 160 x 263

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Cold Wave
Heat Wave
Ice Storm
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$311$3,732
Property Taxes $490$5,880
Electricity $275$3,302
Total$4,362$52,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,554/yr
40% on housing$130,860/yr
45% on housing$116,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 55449$180
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55449$197
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$624,900
2026-08-11Price change$624,900
2026-08-05Price change$639,900
2026-07-30Listed for sale$649,900
2017-08-04Sold$430,000
2017-06-15Pending sale$430,000
2017-06-03Listed for sale$430,000
2013-04-16Sold$361,341
2012-12-24Sold$59,900
2012-10-09Price change$74,900
2012-07-12Price change$69,900
2011-08-27Price change$64,900
2011-02-07Listed for sale$79,900

For Sale by Agent

AgentMarissa Skaja
BrokerageP.S. Real Estate, LLC

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