




7688 147th Ln NW, Ramsey, MN, 55303
About This Home
Welcome home! This spacious four-level split offers the perfect combination of comfortable living today and incredible opportunity for future equity. Inside, you'll find a vaulted ceiling, brand-new carpet throughout the upper level, and an oversized primary bedroom complete with a walk-in closet. Step outside to your own backyard retreat, featuring a stunning 10,500-gallon mineral pool surrounded by a massive multi-tiered, low-maintenance deck—an ideal space for entertaining, relaxing, and making the most of Minnesota summers. Looking for room to grow, or perhaps you want to build equity? This home includes two unfinished bedrooms, an unfinished bathroom, and a large flex space ready to become a family room, game room, home gym, or whatever fits your lifestyle. The expansion areas are already roughed in with plumbing and electrical, and the home includes many of the materials needed to complete the project, including a tub, vanity, toilet, drywall, and more. The location is equally impressive. Situated directly next to a large city park and community garden, and just across the street from The Waterfront park with its expansive splash pad and fishing pier, outdoor recreation is right at your doorstep. You'll also enjoy quick access to Highway 10, The CORE light rail station, shopping, dining, and miles of scenic nature trails. Don't miss this exceptional opportunity to own a home with outstanding outdoor amenities, an unbeatable location, and built-in potential to add significant value. Schedule your showing today!
Getting Around
Schools
Construction
Condition
- Year built: 2011
Materials
- Roof: Age Over 8 Years
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Egress Window(s),Sump Basket,Sump Pump,Unfinished,Walk-Out Access
Bedroom
- Level: Upper
- Area: 169
- Dimensions: 13x13
Bedroom2
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Area: 110
- Dimensions: 10x11
Features
- Finished area below ground: 0
- Finished area above ground: 1,230
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,272
- Total interior livable area: 1,230 sqft
Kitchen
- Area: 323
- Dimensions: 17x19
Living Room
- Level: Upper
- Area: 330
- Dimensions: 22x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 283225210011
- Zoning description: Residential-Single Family
- Foundation area: 442
Features
- Levels: Four or More Level Split
- Private pool: Yes
- Pool features: Above Ground,Heated,Outdoor Pool
- Patio & porch: Composite Decking,Deck,Front Porch,Patio
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: NE55*120*65*120
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $299 | $3,588 |
| Electricity | $170 | $2,050 |
| Total | $2,312 | $27,744 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $325,000 |
| 2011-11-30 | Sold | $160,000 |
| 2011-09-23 | Sold | $10,000 |
| 2011-03-01 | Listed for sale | $149,900 |
