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6650 235th Ave NE, Stacy, MN, 55079

4beds
4baths
3,012sqft
$675,000
$224price/sqft
$4,612/moest. monthly cost
$184,480/yrincome needed

About This Home

Welcome to this one owner stunning rambler offering space, comfort and premium upgrades throughout. Step inside and enjoy a bright, inviting layout anchored by a beautiful sunroom(with infloor heat)—perfect for morning coffee, relaxing evenings and taking in the peaceful wildlife views just beyond your windows. This home is packed with top-quality amenities designed for everyday living and effortless entertaining. Gleaming Homer Oak floors, custom Birch cabinetry with soft closers, beautiful granite countertops and built in hutch to top it off! You will appreciate the spacious living areas to custom finishes, you’ll feel the care and craftsmanship in every detail. Out back, the serene setting provides a natural retreat with the Sunrise Creek meandering through all the way to Martin Lake. Fantastic landscaping with mature trees and frequent wildlife sightings—your own private sanctuary in a quiet, scenic environment. And for the gear heads, crafters, and serious hobbyists: you’ll love the fantastic shop. Over 1300 square feet of heated space built to support projects big and small, it’s the ideal place to tinker, build, store your tools, and work year-round. Don't forget about the finished garage with over 800 square feet too! Come see everything this property has to offer—classy home, sunroom charm, wildlife views, exceptional amenities, quiet neighborhood, terrific neighbors and a shop you’ll genuinely want to use. This property has been loved and well cared for and it shows!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Linwood Elementary SchoolGrades PK-61.9 mi
7/10
7/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Sump Basket,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 252.45
  • Dimensions: 16.5x15.3

Bedroom2

  • Level: Main
  • Area: 124.432
  • Dimensions: 11.11x11.2

Bedroom3

  • Level: Main
  • Area: 135.16
  • Dimensions: 12.4x10.9

Bedroom4

  • Level: Lower
  • Area: 234.6
  • Dimensions: 17x13.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 131.56
  • Dimensions: 14.3x9.2

Family Room

  • Level: Lower
  • Area: 939.6
  • Dimensions: 32.4x29

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,244
  • Finished area above ground: 1,768

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,012 sqft

Kitchen

  • Level: Main
  • Area: 153.01
  • Dimensions: 14.3x10.7

Laundry

  • Level: Main
  • Area: 99.4
  • Dimensions: 14.2x7

Living Room

  • Level: Main
  • Area: 307.19
  • Dimensions: 22.10x13.9

Other

  • Level: Main
  • Area: 174.23
  • Dimensions: 13.3x13.1

Storage

  • Level: Lower
  • Area: 188.1
  • Dimensions: 17.10x11

Utility Room

  • Level: Lower
  • Area: 164.59
  • Dimensions: 15.10x10.9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 333422230004
  • Zoning description: Residential-Single Family
  • Foundation area: 1640

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Front Porch,Patio,Porch,Rear Porch,Wrap Around
  • Fencing: Partial
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 3.59 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 238 x 945 x 174 x 818

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage,Asphalt,Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$422$5,064
Property Taxes $523$6,276
Electricity $254$3,048
Total$4,612$55,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,125/yr
40% on housing$138,360/yr
45% on housing$122,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 55079$191
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55079$229
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$675,000
2026-07-11Listed for sale$675,000
2020-12-28Sold$835,000
2005-12-28Sold$371,600
2005-03-10Sold$119,900

For Sale by Agent

AgentCatherine Carchedi, GRI, CRS
BrokerageRE/MAX Synergy

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