




5028 White Pine St, Hermantown, MN, 55811
About This Home
Welcome to this stunning 6-bedroom, 4-bathroom home in desirable Hermantown, offering direct access to the neighborhood trails and amenities. A grand foyer welcomes you into the heart of the home, where vaulted ceilings and an open-concept design create a bright and inviting atmosphere. The living room features soaring ceilings, a beautiful stone fireplace, and custom built-in cabinetry, seamlessly flowing into the spacious kitchen. Designed for both everyday living and entertaining, the kitchen boasts a large center island, abundant cabinetry, a breakfast nook, generous pantry, and dedicated office area. A formal dining room provides the perfect setting for gatherings and is complemented by an adjacent wet bar complete with a wine fridge. The main-floor primary suite is a true retreat, featuring peaceful backyard views, dual closets, and a luxurious private bath with separate vanities, a soaking tub, and a walk-in shower. The main level also includes a tiled half bath, a mudroom with built-ins and coat closet off the heated 3-car garage, and a conveniently located laundry room. Upstairs, you'll find three spacious bedrooms and a full bath. The finished lower level offers even more living space with a large family room featuring a fireplace and wet bar, a dedicated office, two additional bedrooms, and a beautifully finished ¾ tiled bath. Step outside to enjoy the large deck overlooking the backyard, convenient storage space beneath the garage, and a path leading directly to the community trail system. This exceptional Hermantown home combines luxury, functionality, and an unbeatable location.
Getting Around
Schools
Construction
Condition
- Property condition: Previously Owned
- Year built: 2011
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt Shingle
- Construction materials: Cement Board,Frame/Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater-Gas,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Egress Windows,Bath,Bedrooms,Den/Office,Family/Rec Room,Fireplace,Utility Room
Bedroom
- Level: Lower
- Area: 167.7
- Dimensions: 13 x 12.9
Bedroom
- Level: Lower
- Area: 193.5
- Dimensions: 15 x 12.9
Bedroom
- Level: Upper
- Area: 147.62
- Dimensions: 12.2 x 12.1
Bedroom
- Level: Upper
- Area: 171.25
- Dimensions: 12.5 x 13.7
Bedroom
- Level: Upper
- Area: 149.86
- Dimensions: 11.8 x 12.7
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 142.08
- Dimensions: 11.1 x 12.8
Family Room
- Level: Lower
- Area: 747.12
- Dimensions: 28.3 x 26.4
Features
- Ceiling Fan(s),Eat In Kitchen,Kitchen Island,Vaulted Ceilings,Walk-In Closet(s),Foyer-Entrance
- Window features: Energy Windows
- Flooring: Hardwood Floors
- Number of fireplaces: 2
- Fireplace features: Gas,Basement
- Fireplace: Yes
- Finished area below ground: 1,780
- Finished area above ground: 2,721
Foyer
- Level: Main
- Area: 50.25
- Dimensions: 7.5 x 6.7
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 4,501 sqft
Kitchen
- Level: Main
- Area: 401.83
- Dimensions: 28.1 x 14.3
Living Room
- Level: Main
- Area: 327.04
- Dimensions: 14.6 x 22.4
Master Bedroom
- Level: Main
- Area: 206.4
- Dimensions: 12 x 17.2
Mud Room
- Level: Main
- Area: 46.24
- Dimensions: 6.8 x 6.8
Property
Details
- Parcel number: 395011300400
- Other equipment: Air to Air Exchange
Features
- Patio & porch: Deck
- Exterior features: Rain Gutters
- Has view: Yes
- View description: Typical
Lot
- Lot size: 0.49 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 103 x 211
Parking
- Total spaces: 3
- Parking features: Concrete,Attached,Drains,Heat,Insulation
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $1,136 | $13,632 |
| Electricity | $379 | $4,555 |
| Total | $6,622 | $79,464 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Listed for sale | $975,000 |
| 2026-07-22 | Contingent | $975,000 |
| 2026-06-22 | Listed for sale | $975,000 |
| 2014-08-06 | Sold | $517,000 |
| 2014-07-06 | Listed for sale | $535,000 |
| 2013-02-22 | Sold | $514,000 |
| 2008-07-02 | Sold | $94,000 |
