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231 Hickory St, Duluth, MN, 55811

4beds
3baths
2,767sqft
$659,900
$238price/sqft
$4,370/moest. monthly cost
$174,800/yrincome needed

About This Home

COMING SOON! Showings start 8/1. You truly have to experience this home in person! Meticulously maintained, this 4-bedroom, 3-bath townhome offers the ease of one-level living without sacrificing the space to comfortably host family and friends. Everyday essentials, including the primary suite, kitchen, dining, laundry, and main living areas with vaulted ceilings, are thoughtfully located on the main level, along with a guest bedroom and adjacent 3/4 bath. The light-filled walk-out lower level boasts 9-foot ceilings and seamlessly extends your living space with an expansive family room, two generous bedrooms, and a spacious ¾ bath, making it an ideal retreat for guests or entertaining. The true showstopper is the breathtaking Northwoods backdrop, best enjoyed from the sunroom which we've affectionately dubbed the "treehouse" for its immersive, year-round views among the treetops. Enjoying your morning coffee, afternoon reading or bird-watching among the mature woods surrounding Chester Creek, you'll quickly discover why this is the favorite room in the house. Step outside to a private paved walking trail, accessible just steps from both your front door and the fully-finished walk-out lower level, creating an effortless connection to nature. From the moment you step inside, the exceptional craftsmanship is unmistakable. Rich natural wood trim, substantial millwork, and classic six-panel doors lend timeless warmth and sophistication, reflecting the pride of ownership and thoughtful care that has defined this home. The beautiful kitchen features cherry cabinets, solid stone countertops, a NEW (2025) fingerprint resistant SS GE range w/ convection & air fry, and coordinating SS appliances. Additional highlights include fresh interior paint, central air conditioning, easy-care landscaping, durable low-maintenance siding, and two inviting outdoor living spaces: a spacious upper-level deck and an inviting walk-out patio below. Given its like-new feel and immaculate condition, your friends will ask how you found a townhome this pristine, and you'll appreciate having chosen the best that Bluff's Ridge has to offer. Book your private showing today and start packing!

Getting Around

18
WalkingCar-Dependent
20
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

6/10
Lowell Elementary SchoolGrades K-50.4 mi
4/10
5/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter,Insulated Form
  • Roof: Asphalt Shingle
  • Construction materials: Steel Siding,Vinyl,Frame/Wood

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Range
  • Laundry features: Main Level,Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Egress Windows,Finished,Walkout,Bath,Bedrooms,Family/Rec Room,Fireplace,Utility Room

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Bedroom

  • Level: Lower
  • Area: 168
  • Dimensions: 12 x 14

Bedroom

  • Level: Lower
  • Area: 168
  • Dimensions: 12 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 529
  • Dimensions: 23 x 23

Features

  • Ceiling Fan(s),Vaulted Ceilings
  • Door features: Patio Door
  • Window features: Vinyl Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas,Basement
  • Fireplace: Yes
  • Finished area below ground: 1,276
  • Finished area above ground: 1,491

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,767 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11 x 14

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 7 x 9

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15 x 12

Master Bedroom

  • Level: Main
  • Area: 166.41
  • Dimensions: 12.9 x 12.9

Sun Room

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Utility Room

  • Level: Lower
  • Area: 184
  • Dimensions: 8 x 23

Property

Details

  • Parcel number: 010026800210
  • Other equipment: Air to Air Exchange
  • Foundation area: 1404

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot,Landscaped,Tree Coverage - Medium,Rolling Slope
  • Lot size dimensions: 40' x 82'

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Electrical Service,Insulation
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$177$2,124
Property Taxes $624$7,488
Electricity $233$2,800
Total$4,370$52,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,828/yr
40% on housing$131,100/yr
45% on housing$116,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 55811$198
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55811
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$659,900
2026-08-01Price change$659,900
2026-07-24Listed for sale$649,900
2024-12-03Sold$625,500
2024-11-21Pending sale$639,900
2024-11-15Contingent$639,900
2024-10-21Price change$639,900
2024-09-14Listed for sale$649,900
2024-07-26Sold$595,000
2024-06-17Pending sale$595,000
2024-06-13Listed for sale$595,000
2013-01-28Sold$40,000

For Sale by Agent

AgentBrittany Kuschel
BrokerageKuschel Realty Group LLC

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