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358 Rector St, Perth Amboy, NJ, 08861

4beds
3baths
0sqft
$489,000
--price/sqft
$3,648/moest. monthly cost
$145,920/yrincome needed

About This Home

Only an hour away from New York and Close to public transportation and major highways, 310 is The Admiral's largest unit with 2349 sqft of living space on 3 levels. 4 bedrooms, 3 baths with water views from each floor. Come enjoy a cool breeze through the French doors in the living room. This property has been completely renovated with Crown Molding throughout and all of the modern finishing touches. With a Patio area right outside of your front door to enjoy the sun. Level one offers a Livingroom and kitchen combo with a breakfast nook opposite of the kitchen island and a full main bathroom. Level two is where you'll find the Master Bedroom featuring two decent size closets and full jack and jill like bathroom. The bathroom have double sinks as well as a vanity mirror with LD lighting and an oversized closet shower with glass doors. Bedroom two and the laundry area is also on this level. Level three is where you'll find bedroom three and four with another full bathroom separating the two with plenty of closet space in the hall as well as rooms. 2 parking spaces in a covered garage. Home Owner's insurance is included in the HOA.

Getting Around

83
WalkingVery Walkable
60
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

4/10
Mc Ginnis Middle SchoolGrades 5-80.4 mi
1/10
Perth Amboy High SchoolGrades 9-121.1 mi
4/10
Anthony V Ceres SchoolGrades K-40.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: See Remarks

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room

Features

  • Kitchen,Living Room,Bath Main,Dining Room,2 Bedrooms
  • Flooring: Vinyl-Linoleum

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Separate Dining Area

Master Bedroom

  • Features: Sitting Area, Full Bath, Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 2116001360000000010004CA310

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 4,744 sqft
  • Features: Near Shopping,Near Train,See Remarks,Near Public Transit
  • Lot size dimensions: 2.02 x 2349.00

Parking

  • Total spaces: 2
  • Parking features: None,Garage,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$173$2,076
Property Taxes $810$9,720
Electricity $193$2,318
Total$3,648$43,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,074/yr
40% on housing$109,440/yr
45% on housing$97,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$272
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-12-27Price change$489,000
2024-11-15Listing removed$2,400
2024-11-04Listed for sale$499,000
2024-10-18Price change$2,495
2024-10-10Listed for rent$2,600
2023-10-05Listing removed--
2023-09-23Listed for rent$2,600
2023-07-28Listing removed--
2023-07-07Listed for rent$2,665
2023-05-03Sold$305,000
2023-03-22Pending sale$309,900
2023-02-28Listed for sale$309,900
2022-11-02Sold$305,000
2022-10-29Pending sale$309,900
2022-09-12Price change$309,900
2022-08-23Listed for sale$329,900
2022-03-18Sold$309,000
2022-02-11Pending sale$319,900
2021-10-01Listed for sale$319,900
2021-02-27Listing removed--
2020-07-17Listing removed$1,825
2020-06-12Listed for rent$1,825
2018-07-05Sold$165,000
2016-03-04Listing removed$1,650
2016-02-23Sold$90,000
2016-02-03Listed for rent$1,650
2006-09-11Sold$299,900

For Sale by Agent

BrokerageEXP REALTY, LLC

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