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358 Rector St APT 311, Perth Amboy, NJ, 08861

4beds
3baths
2,349sqft
$448,000
$191price/sqft
$3,424/moest. monthly cost
$136,960/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom, 3 full bath interior townhouse with wood flooring throughout, this spacious home provides an inviting layout ideal for everyday living and entertaining, offering a blend of comfort, style, and convenience. Located in the Perth Amboy waterfront, you'll enjoy scenic surroundings while being just moments from a variety of restaurants, shopping, and public transportation. Whether you're looking for generous living space or commuter friendly neighborhood, this exceptional townhouse has it all. Schedule your private showing today!

Getting Around

89
WalkingVery Walkable
57
TransitGood Transit
47
BikeSomewhat Bikeable

Schools

4/10
Anthony V Ceres SchoolGrades K-50.4 mi
4/10
Mc Ginnis Middle SchoolGrades 6-80.3 mi
1/10
Perth Amboy High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: See Remarks

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Exhaust Fan,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room

Features

  • Entrance Foyer,Kitchen,Bath Half,Living Room,Dining Room,Utility Room,2 Bedrooms,Laundry Room,Bath Full,Bath Other
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,349
  • Total interior livable area: 2,349 sqft

Kitchen

  • Features: Breakfast Bar

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 160013600000000104CA311
  • Zoning: S-2A

Features

  • Levels: Three Or More, See Remarks
  • Stories: 3
  • Patio & porch: Patio
  • Exterior features: Patio,Fencing/Wall
  • Fencing: Fencing/Wall

Lot

  • Lot size: 2.29 Acres
  • Features: Near Shopping,See Remarks,Near Public Transit
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: See Remarks,Garage,Built-In Garage,On Site,Assigned,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,265$27,180
Home Insurance *$159$1,908
Property Taxes $742$8,904
Electricity $258$3,107
Total$3,424$41,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,394/yr
40% on housing$102,720/yr
45% on housing$91,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$274
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$448,000
2024-03-17Sold$305,000
2023-03-27Sold$305,000
2023-02-15Pending sale$339,900
2023-02-15Contingent$339,900
2023-01-11Listed for sale$339,900
2019-11-20Listing removed$229,900
2019-08-29Listing removed$2,300
2019-07-11Listed for rent$2,300
2014-12-10Sold$123,000
2006-06-13Sold$499,900

For Sale by Agent

AgentMARIA GOYANES
BrokerageWEICHERT CO REALTORS

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