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147 Orchard Street, Yonkers, NY, 10703

--beds
--baths
--sqft
$998,000
--price/sqft
$7,129/moest. monthly cost
$285,160/yrincome needed

About This Home

Newly renovated, legal two-family home. This spacious property sits on a 50 x 125 sq. ft. lot and offers 2,842 sq. ft. of building space. The ground level features a garage and laundry room. The second floor includes a living room, kitchen, and bathroom. The third floor offers three bedrooms and a full bathroom. One unit is vacant and move-in ready, while the other is occupied by a reliable tenant.

Getting Around

77
WalkingVery Walkable
54
TransitGood Transit
25
BikeSomewhat Bikeable

Schools

--
School 9Grades PK-60.2 mi
5/10
Gorton High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Fiberglass Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Marble Counters,Natural Woodwork,Open Kitchen

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Property

Details

  • Parcel number: 5518002217491
  • Special condition: None

Lot

  • Lot size: 6,250 sqft
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$307$3,684
Property Taxes $1,530$18,360
Electricity $246$2,954
Total$7,129$85,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,422/yr
40% on housing$213,870/yr
45% on housing$190,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10703$333
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10703$405
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$998,000
2026-04-02Listing removed$925,000
2025-10-31Listed for sale$925,000
2024-01-26Sold$740,000
2023-10-19Listed for sale$749,999
2021-07-19Listing removed--
2021-06-29Price change$775,000
2021-06-14Listed for sale$825,000
2020-09-18Sold$550,000
2020-06-16Pending sale$585,000
2020-05-11Listed for sale$585,000
2020-03-13Listing removed$627,000
2019-12-13Listed for sale$627,000
2019-07-03Sold$240,000
2019-02-14Pending sale$247,500
2019-02-06Listed for sale$247,500
2018-11-24Listing removed$384,100
2018-11-17Listed for sale$384,100
2018-10-02Listing removed$384,100
2018-09-25Price change$384,100
2018-08-24Price change$395,100
2018-08-07Price change$402,400
2018-06-24Price change$434,100
2018-05-05Price change$523,100
2018-03-31Listed for sale$525,760
2006-07-28Sold$500,000
2000-06-19Sold$4,050

For Sale by Agent

AgentHong Qing Lin
BrokerageE Realty International Corp

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