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4232 N Shore Dr, West Chester, OH, 45069

4beds
3baths
3,161sqft
$519,500
$164price/sqft
$3,660/moest. monthly cost
$146,400/yrincome needed

About This Home

Great curb appeal, meticulously maintained brick ranch, move-in ready with over 3000 finished square feet. Possible 4th bedroom in basement with egress window. Open concept with vaulted ceilings, perfect for entertaining. Expansive primary suite complete with walk-in closet and spacious bathroom that includes a soaking tub, walk-in shower and 2 separate vanities. Split bedroom layout. Totally finished basement with wet bar and storage area. LVP flooring in basement 2022. Sump Pump with battery backup 2022. Furnace includes electrostatic air cleaner. Relax in the tree lined back yard retreat featuring a concrete patio with inlaid slate tiles and also a lighted gazebo. Access to community trails and ponds. Roof 2017. Refrigerator, Range, Dishwasher and Microwave stay.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
6/10
8/10
Lakota West High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Main
  • Dimensions: 12 x 12

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedroom

  • Level: Basement
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 12 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 10 x 6

Features

  • Wet Bar,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,High Speed Internet,Kitchen/Family Room Combo,Pantry,Remodeled,Vaulted Ceiling(s),Bar,Walk-In Closet(s)
  • Window features: Aluminum Frames,Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,161
  • Total interior livable area: 3,161 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 12 x 12

Laundry

  • Level: Main
  • Dimensions: 11 x 9

Living Room

  • Level: Main
  • Dimensions: 16 x 15

Master Bedroom

  • Level: Main
  • Dimensions: 16 x 15

Recreation

  • Level: Basement
  • Dimensions: 29 x 14

Property

Details

  • Parcel number: M5620454000008
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Fence,Porch,Patio

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 0.28 acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,626$31,512
Home Insurance *$193$2,316
Property Taxes $502$6,024
Electricity $339$4,068
Total$3,660$43,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,485/yr
40% on housing$109,800/yr
45% on housing$97,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 45069$199
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45069$183
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$519,500
2021-06-25Sold$371,000
2021-05-03Pending sale$344,900
2021-04-29Listed for sale$344,900
2018-02-28Sold$265,000
2017-12-22Pending sale$269,000
2017-10-20Listed for sale$269,000
2011-06-09Listing removed$239,000
2010-09-14Listed for sale$239,000
2010-08-14Listing removed$239,000
2010-06-05Price change$239,000
2010-02-18Listed for sale$249,000
2006-01-05Sold$230,985
2005-07-22Sold$57,900

For Sale by Agent

AgentTina Cox
BrokerageIrongate Inc.

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