7439 Settlers Ridge Ct, Henrico, VA, 23231
About This Home
Welcome home to low-maintenance living in the 55+ Settlers Ridge community! This bright 2BR/2BA patio ranch offers a 1,400 sq ft open floor plan with 9’ ceilings, elegant columns, luxury vinyl plank flooring, and a living room gas fireplace. The eat-in kitchen features upscale stainless steel appliances, a dual oven stove, and under-cabinet lighting. Relax in the sunroom/office with beautiful seasonal views. The primary suite includes a bay window, huge walk-in closet, and private bath with a garden tub. Extras: whole-house Generac generator, all new light fixtures and ceiling fans, thermal windows, 2-car garage, and clubhouse with indoor pool. Minutes to Rt 295/95!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Foundation: Slab
- Construction materials: Drywall,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Patio Home,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dryer,Dishwasher,Disposal,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Smooth Cooktop,Stove,Washer
- Laundry features: Washer Hookup,Dryer Hookup
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 11.0 x 10.0
Family Room
- Level: First
- Dimensions: 12.0 x 14.0
Features
- Bedroom on Main Level,Breakfast Area,Bay Window,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Garden Tub/Roman Tub,High Ceilings,High Speed Internet,Laminate Counters,Bath in Primary Bedroom,Recessed Lighting,Cable TV,Wired for Data
- Door features: Insulated Doors
- Window features: Thermal Windows
- Flooring: Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,406
Foyer
- Level: First
- Dimensions: 6.5 x 0.0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,406 sqft
Kitchen
- Level: First
- Dimensions: 14.0 x 11.0
Laundry
- Level: First
- Dimensions: 5.0 x 7.0
Master Bedroom
- Level: First
Office
- Level: First
- Dimensions: 9.0 x 10.0
Other
- Level: First
Sitting Room
- Level: First
Property
Details
- Parcel number: 8066932610
- Zoning description: R5AC
- Other equipment: Generator
Features
- Levels: One
- Stories: 1
- Pool features: Community,Heated,Indoor,Pool
- Patio & porch: Front Porch,Porch
- Exterior features: Sprinkler/Irrigation,Lighting,Porch,Paved Driveway
- Fencing: None
- Topography of land: Level
Lot
- Lot size: 0.25 Acres
- Features: Landscaped,Level
Parking
- Total spaces: 2
- Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Oversized,Paved,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $290 | $3,480 |
| Electricity | $202 | $2,433 |
| Total | $2,698 | $32,376 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $400,000 |
| 2021-03-03 | Sold | $280,000 |
| 2021-02-10 | Pending sale | $280,000 |
| 2021-02-05 | Listed for sale | $280,000 |
| 2012-03-16 | Sold | $152,000 |
| 2006-12-14 | Sold | $257,484 |
View on Zillow