See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

414 Holland Avenue, Bellingham, WA, 98226

2beds
1baths
876sqft
$459,999
$525price/sqft
$2,873/moest. monthly cost
$114,920/yrincome needed

About This Home

If you’ve been waiting for something that feels like new construction without the wait…this is it.Located in Bellingham’s Cordata neighborhood, 414 Holland Ave puts you right in the middle of convenience and everyday livability. You’re just minutes from Bellis Fair Mall, Best Buy, Chick-fil-A, and a quick walk to Cordata Park, trails, and open green space—one of the most underrated areas for buyers who want easy access to everything.This 2-bedroom, 1-bath home lives larger than you’d expect, thanks to vaulted ceilings and an open floor plan that creates a bright, spacious feel the moment you walk in.Inside, the home has been fully refreshed. The entire interior and exterior have been repainted, giving it a clean, modern feel. Brand new laminate flooring runs throughout, paired with all-new cabinets, appliances, and updated ceiling fans. It’s the kind of finishes buyers are hoping for right now—but rarely find at this price point.The single-level layout makes everyday living simple and functional, whether you’re downsizing, buying your first home, or just want something low maintenance. Out back, you’ve got a newly installed fence, creating a private space for pets, entertaining, or just relaxing.Homes like this—fully updated, move-in ready, and in a location like Cordata—don’t last long.

Getting Around

12
WalkingCar-Dependent
29
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

6/10
7/10
Meridian Middle SchoolGrades 6-84.5 mi
5/10
Meridian High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Skylight(s)
  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 876
  • Total interior livable area: 876 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3802013283600000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Skylight(s),Vaulted Ceiling(s),Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 3,049 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Partially,High Speed Internet,Patio

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$83$996
Property Taxes $315$3,780
Electricity $149$1,793
Total$2,873$34,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,502/yr
40% on housing$86,190/yr
45% on housing$76,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 98226$317
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98226$392
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$459,999
2023-12-07Sold$395,000
2021-02-04Sold$123,519
2015-06-30Sold$188,900
2015-05-23Pending sale$189,900
2015-04-18Price change$189,900
2015-03-22Listed for sale$194,900
2009-07-27Sold$179,900
2009-06-27Price change$179,900
2009-05-15Listed for sale--
2009-03-23Sold$207,694
2007-09-13Sold$195,280

For Sale by Agent

AgentAldo Huerta Levain
BrokerageWindermere RE Whatcom, Inc.

Similar Homes