See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

450 Wood Creek Drive, Lynden, WA, 98264

4beds
3baths
1,984sqft
$675,000
$340price/sqft
$3,860/moest. monthly cost
$154,400/yrincome needed

About This Home

Welcome to this beautifully maintained single-story home in one of Lynden's desirable neighborhoods. Offering 1,984 square feet of comfortable living space, this 4-bedroom home combines functionality, space, and convenience. The thoughtful floor plan provides generous living areas, spacious bedrooms, and plenty of natural light throughout. Enjoy year-round outdoor living in the enclosed patio, perfect for entertaining, relaxing, or creating a versatile bonus space. Situated on an expansive 12,000-square-foot lot, the property offers ample room for gardening, recreation, and future possibilities. The oversized garage provides abundant space for vehicles, storage, hobbies, or a workshop. With its single-level design, large lot, and desirable location, this home presents an exceptional opportunity to enjoy comfortable living in the heart of Lynden.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Fisher Elementary SchoolGrades K-50.5 mi
5/10
Lynden Middle SchoolGrades 6-83.0 mi
6/10
Lynden High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1990

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Refrigerator(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,984
  • Total interior livable area: 1,984 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 400319185245
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Fireplace,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 0.28 Acres
  • Features: Curbs,Dead End Street,Paved,Sidewalk,Cable TV,Fenced-Fully,High Speed Internet,Patio,RV Parking

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$130$1,560
Property Taxes $168$2,016
Electricity $149$1,793
Total$3,860$46,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,342/yr
40% on housing$115,800/yr
45% on housing$102,933/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 98264$303
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98264$321
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$675,000
2026-06-19Listed for sale$700,000
2006-05-01Sold$349,900

For Sale by Agent

AgentBryce VanDeKop
BrokerageMuljat Group

Similar Homes