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1348 13th Rd, Loma, CO, 81524

3beds
3baths
1,535sqft
$478,900
$312price/sqft
$2,891/moest. monthly cost
$115,640/yrincome needed

About This Home

MOVE IN READY!! PRICED TO SELL!, ALMOST A HALF ACRE OF TRANQUILITY..this home delivers space, function, and comfort. Featuring 3 bedrooms, 3 baths, a 2-car garage, 2-car carport, storage shed, and RV parking, it’s built for versatility. The open-concept layout offers abundant room to enjoy, and the expansive covered back patio is perfect for entertaining year-round. SMALL TOWN LIVING, CLOSE TO TOWN.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Loma Elementary SchoolGrades PK-50.3 mi
6/10
Fruita 8/9 SchoolGrades 8-96.5 mi
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Stucco,Wood Frame

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: In Mud Room,Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 12x11.6

Bedroom3

  • Level: Main
  • Dimensions: 12x10.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 12x12

Family Room

  • Dimensions: o

Features

  • Ceiling Fan(s),Dry Bar,Laminate Counters,Main Level Primary,Walk-In Closet(s),Mud Room,Programmable Thermostat
  • Flooring: Carpet,Laminate,Simulated Wood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,535
  • Total interior livable area: 1,535 sqft

Kitchen

  • Level: Main
  • Dimensions: 14x12

Laundry

  • Level: Main
  • Dimensions: 7x11.6

Living Room

  • Level: Main
  • Dimensions: 15x18

Master Bedroom

  • Level: Main
  • Dimensions: 14.6x12.6

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: 296134302008
  • Zoning description: Res

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Screened
  • Exterior features: Shed,Sprinkler/Irrigation
  • Fencing: Chain Link,Picket,Privacy,Split Rail

Lot

  • Lot size: 0.47 Acres
  • Features: Corner Lot,Cul-De-Sac,Landscaped,Sprinkler System
  • Lot size dimensions: 125 x 165

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Inland Flooding
Landslide
Avalanche
Cold Wave
Earthquake
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,421$29,052
Home Insurance *$133$1,596
Property Taxes $151$1,812
Electricity $186$2,232
Total$2,891$34,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,120/yr
40% on housing$86,730/yr
45% on housing$77,093/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 81524$283
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81524$367
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$469,900
2026-06-15Price change$478,900
2026-06-08Price change$485,000
2026-06-02Listed for sale$495,500
2021-06-21Sold$360,000
2021-05-07Pending sale$360,000
2021-04-30Price change$360,000
2021-04-23Listed for sale$379,500
2018-12-10Sold$310,000
2018-11-12Pending sale$310,000
2018-11-02Listed for sale$310,000
2011-09-26Listing removed$1,000
2011-09-19Listed for rent$1,000
2005-10-25Sold$30,000

For Sale by Agent

AgentPAM HAYNES
BrokerageEXP REALTY, LLC

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