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513 Ruth Ln, Nampa, ID, 83686

6beds
4baths
4,000sqft
$699,999
$175price/sqft
$4,121/moest. monthly cost
$164,840/yrincome needed

About This Home

Beautiful multi-generational property on over 1 acre with no HOA or CCRs. This spacious two-story home includes a fully finished basement with a private entrance, perfect for a studio apartment or guest suite. Enjoy the large covered patio, mature trees, and well-established landscaping that create a peaceful, private setting. Inside, you’ll find Corian countertops, custom cabinetry, an oversized primary suite, and a charming soaker tub. The home offers a quiet country feel while still being close to town and amenities. AC unit is a few years old. RV parking, no HOA or CC&R'S.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
3/10
South Middle SchoolGrades 6-81.6 mi
4/10
Skyview High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Oven/Range Freestanding,Refrigerator,Dryer,Water Softener Owned,Gas Range

Bedroom2

  • Level: Upper
  • Area: 180

Bedroom3

  • Level: Upper
  • Area: 143

Bedroom4

  • Level: Upper
  • Area: 168

Bedroom5

  • Level: Upper
  • Area: 234

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath-Master,Family Room,Two Kitchens,Double Vanity,Walk-In Closet(s),Pantry,Solid Surface Counters,Number of Baths Main Level: 1,Number of Baths Upper Level: 2,Number of Baths Below Grade: 0.5
  • Flooring: Tile,Carpet,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Two,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 3,300

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 375

Master Bedroom

  • Level: Main
  • Area: 308

Property

Accessibility

  • Accessibility features: Stair Lift

Details

  • Parcel number: 29421000 0

Features

  • Levels: Two Story w/ Below Grade
  • Patio & porch: Covered Patio/Deck
  • Fencing: Full,Vinyl

Lot

  • Lot size: 1.12 Acres
  • Features: 1 - 4.99 AC,Garden,Chickens,Auto Sprinkler System,Full Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters in Canyon County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $169$2,028
Property Taxes $169$2,028
Electricity $244$2,934
Total$4,121$49,452

Income You'd Need if You Spent...

35% on housing$141,291/yr
40% on housing$123,630/yr
45% on housing$109,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 83686$234
Canyon County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 83686$248
Canyon County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKatie Wallington
BrokerageZing Realty

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