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4122 W Duck Lake Rd, Whitehall, MI, 49461

5beds
3baths
1,425sqft
$387,000
$272price/sqft
$2,764/moest. monthly cost
$110,560/yrincome needed

About This Home

This spacious 4-5 bed, 3 bath home offers over 2,700 sq ft of living space. The main living area is open with a vaulted ceiling. The kitchen features an island, solid surface countertops, ample cabinet space, and appliances. The primary bedroom has a full bath ensuite and walk in closet. The finished lower level includes a family room with a built-in bar. Daylight windows in the full basement bring in natural light. Recent updates include luxury vinyl tile flooring, carpet, 2 new toilets and 2 yr old furnace. The back deck with stairs leads to a platform deck and non working hot tub. The yard features a cement pad basketball hoop, a sand volleyball court and a privacy fence. Additional highlights include a 2-stall attached garage and a 30x40 pole barn with cement floor, offering excellent storage options. This home combines a desirable setting in Reeths-Puffer Schools with natural gas, central air and high speed internet. (One lower level bedroom is nonconforming.) Lk MI is 4 miles W.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Reeths-Puffer High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,In Hall,Laundry Closet,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bathroom2

  • Level: Main
  • Area: 30
  • Dimensions: 5.00 x 6.00

Bathroom3

  • Level: Lower
  • Area: 72
  • Dimensions: 8.00 x 9.00

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedroom4

  • Level: Lower
  • Area: 195
  • Dimensions: 15.00 x 13.00

Bedroom5

  • Level: Lower
  • Area: 182
  • Dimensions: 14.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Area

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Family Room

  • Level: Lower
  • Area: 540
  • Dimensions: 20.00 x 27.00

Features

  • Center Island
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,425
  • Total interior livable area: 1,425 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Laundry

  • Level: Main
  • Area: 45
  • Dimensions: 5.00 x 9.00

Living Room

  • Level: Main
  • Area: 297
  • Dimensions: 11.00 x 27.00

Master Bathroom

  • Level: Main
  • Area: 45
  • Dimensions: 9.00 x 5.00

Master Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14.00 x 14.00

Property

Details

  • Parcel number: 6106121200000132

Features

  • Stories: 1
  • Fencing: Privacy

Lot

  • Lot size: 0.79 Acres
  • Features: Wooded,Shrubs/Hedges
  • Lot size dimensions: 173 x 200

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,956$23,472
Home Insurance *$157$1,884
Property Taxes $463$5,556
Electricity $188$2,259
Total$2,764$33,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,765/yr
40% on housing$82,920/yr
45% on housing$73,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 49461$279
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49461$186
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$397,500
2026-03-03Price change$417,500
2026-02-09Listed for sale$429,900
2013-10-03Sold$140,000
2013-08-12Listed for sale$129,900
2013-01-11Sold$119,000
2012-10-17Price change$149,000
2012-07-27Listed for sale$159,900
2009-04-24Sold$131,000
2007-08-15Sold$50,469

For Sale by Agent

AgentMarilyn K Tucker
BrokerageTucker Benner Realty LLC

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