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1260 Virginia St, Saint Paul, MN, 55117

2beds
1baths
1,165sqft
$180,000
$155price/sqft
$1,406/moest. monthly cost
$56,240/yrincome needed

About This Home

Welcome to this well-maintained and move-in ready 2-bedroom, 1-bath townhome offering comfort, efficiency, and low-maintenance living. This home features a newer high-efficiency furnace and central A/C (just 2 years old), providing peace of mind and energy savings year-round. The kitchen is equipped with sleek stainless steel appliances, perfect for both everyday living and entertaining. Step outside to enjoy the rather large deck overlooking nature area—ideal for relaxing or hosting company. With affordable association fees and a layout designed for easy living, this townhome is a great fit for homeowners or investors alike. Don’t miss this opportunity for a clean, efficient, and conveniently maintained home!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
3/10
Murray Middle SchoolGrades 6-83.9 mi
2/10

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Laundry Closet,Lower Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Finished,Partial,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Main
  • Area: 120
  • Dimensions: 15x8

Family Room

  • Level: Lower
  • Area: 168
  • Dimensions: 14x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,165

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,165
  • Total interior livable area: 1,165 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Living Room

  • Level: Main
  • Area: 220
  • Dimensions: 20x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 242923430164
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 612

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking,Deck
  • Fencing: Chain Link

Lot

  • Lot size: 0.32 Acres
  • Features: Near Public Transit,Property Adjoins Public Land,Tree Coverage - Light
  • Lot size dimensions: common

Parking

  • Total spaces: 1
  • Parking features: Attached,Asphalt,Shared Driveway,Garage Door Opener,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$117$1,404
Property Taxes $209$2,508
Electricity $170$2,050
Total$1,406$16,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,205/yr
40% on housing$42,180/yr
45% on housing$37,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$138
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$190,000
2026-04-23Listed for sale$200,000
2024-05-24Sold$185,000
2024-04-21Pending sale$175,000
2024-04-16Listing removed--
2024-04-15Listed for sale$175,000
2010-04-28Sold$45,000

For Sale by Agent

AgentDennis DeBrobander
BrokerageKeller Williams Classic Realty

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