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16 Billow Bch, Ashtabula, OH, 44004

2beds
1baths
410sqft
$164,900
$402price/sqft
$1,311/moest. monthly cost
$52,440/yrincome needed

About This Home

Escape to this charming Billow Beach cottage, your perfect getaway just steps from the serene south shore of Lake Erie. This delightful retreat invites you to unwind and soak in breathtaking sunsets while enjoying the vibrant local scene, including restaurants, beaches, parks, and renowned wineries. The cottage features a cozy living room with a wood-burning fireplace, an inviting eat-in kitchen, two comfortable bedrooms, and a bath. The enclosed front porch offers a peaceful spot to sip your morning coffee or enjoy a good book, while the backyard patio beckons you to soak up the sunshine in privacy. After a day of beach fun, rinse off in the convenient outdoor shower, making it easy to transition from sandy adventures to evening relaxation. This cottage has been thoughtfully updated to enhance your stay, boasting newer windows, a durable metal roof, updated electrical system and a freshly painted interior. An additional half-lot provides extra space for outdoor activities, while parking is hassle-free with designated spots on the property plus a common area for visitors, ensuring everyone can join in on the fun. Whether you're looking for a peaceful retreat or an adventure-filled escape, the Billow Beach cottage is your gateway to the best of lake life. Don’t miss out on this incredible opportunity to create lasting memories by the water.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
2/10
Lakeside High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Flat,Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Eat In Kitchen

  • Level: First

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 410

Heating & Cooling

  • Heating features: Fireplace(s),Wood
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 410
  • Total interior livable area: 410 sqft

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 480131000900

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Fencing: Wood,Wire

Lot

  • Lot size: 2,221 sqft

Parking

  • Parking features: Common,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$132$1,584
Property Taxes $153$1,836
Electricity $193$2,320
Total$1,311$15,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,948/yr
40% on housing$39,330/yr
45% on housing$34,960/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 44004$89
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44004$113
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-05Listed for sale$164,900

For Sale by Agent

AgentCarla D Cicero
BrokerageAltobelli Real Estate

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