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109 Lake Village Dr APT A, Zephyr Cove, NV, 89448

2beds
2baths
1,148sqft
$650,000
$566price/sqft
$3,854/moest. monthly cost
$154,160/yrincome needed

About This Home

Tucked away in the desirable Lake Village community of Zephyr Cove, Nevada, this inviting 2-bedroom, 1.5-bath home offers 1,148 square feet of comfortable mountain living. The open floor plan seamlessly connects the kitchen and living area, creating a warm and welcoming space ideal for relaxing or entertaining. Vaulted ceilings enhance the sense of space and natural light, giving the home an airy, elevated feel. Enjoy easy access to Lake Village's sought-after amenities, along with scenic walking trails that lead directly down to Nevada Beach—perfect for taking in the beauty of Lake Tahoe year-round. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this charming property combines convenience, comfort, and access to the best of Tahoe living.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,High Ceilings,Loft,Smart Thermostat,Vaulted Ceiling(s)
  • Window features: Blinds,Double Pane Windows,Drapes
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Property

Details

  • Parcel number: 131823212023
  • Zoning: SFR

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Outdoor Pool,Pool/Spa Combo
  • Exterior features: Tennis Court(s)
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 1,306 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Wildfire

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $133$1,596
Property Taxes $243$2,916
Electricity $192$2,306
Total$3,854$46,248

Income You'd Need if You Spent...

35% on housing$132,137/yr
40% on housing$115,620/yr
45% on housing$102,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$566This listing

vs Other Active Listings

Avg $/sqft

ZIP 89448$1,180
Douglas County$615

vs Homes Sold Last Month

Median $/sqft

ZIP 89448$721
Douglas County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$650,000
2020-04-16Sold$424,000

For Sale by Agent

AgentElliot Young
BrokerageChase International - ZC

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