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161 West St, Geneva, OH, 44041

5beds
2baths
688sqft
$150,000
$218price/sqft
$1,183/moest. monthly cost
$47,320/yrincome needed

About This Home

Two homes on one lot in the City of Geneva. Would be potential owner-occupants, comfortable living in the primary home; all interior newly remodeled. Great potential with the back tenant's rent contributing to affordability and long-term financial gain. Investors, these cottages are close to amenities for your tenants, and easy to manage. Major renovations have been completed to the primary cottage in summer 2025. New roof, windows, interior flooring, insulated doors, all new kitchen and bath renovated also. Electrical and mechanical upgrades to both cottages in the past two years. Close to hospital and Rt. 20, a major east/ West travel route. Plentiful parking, 6-7 spots. Shared garden area and shed - and more yard space behind. Separate septic systems - and the from house system is only a few years old. Nearby shopping, parks, restaurants, and downtown area for events - all within minutes.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Geneva Middle SchoolGrades 6-81.2 mi
6/10
Geneva High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Asphalt,Other,Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Common Basement,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows
  • Finished area above ground: 688

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 688
  • Total interior livable area: 688 sqft

Property

Details

  • Parcel number: 200010001900

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.33 Acres

Parking

  • Parking features: Driveway,Parking Lot,Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$92$1,104
Property Taxes $140$1,680
Electricity $193$2,320
Total$1,183$14,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,560/yr
40% on housing$35,490/yr
45% on housing$31,546/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 44041$139
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44041$141
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$165,000
2026-03-06Listed for sale$199,000
2003-07-17Sold$95,000
1991-12-06Sold$61,500

For Sale by Agent

AgentBen Drenik
BrokerageKeller Williams Greater Cleveland Northeast

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