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557 North Ave, Geneva, OH, 44041

5beds
2baths
1,868sqft
$259,900
$139price/sqft
$1,915/moest. monthly cost
$76,600/yrincome needed

About This Home

Don’t Let Your Eyes Deceive You – Nearly 1,900 Sq Ft with 5 Bedrooms! This brick and vinyl home offers far more space than it appears, boasting nearly 1,900 square feet with five spacious bedrooms and two beautifully updated full baths. Freshly painted throughout, the home blends charm, functionality, and modern updates in a peaceful rural setting. The large eat-in kitchen features stainless steel appliances, durable LVT flooring, and a big window in the dining area that fills the space with natural light. Just off the kitchen is a convenient first-floor bedroom, an updated full bath, and a spacious laundry/utility room. A practical mudroom and storage area connects directly to the garage. Step up just a few stairs to the main front foyer and generous living room showcasing original hardwood floors and a cozy gas fireplace. Upstairs, you’ll find four additional generous bedrooms with hardwoods and a renovated main bath highlighted by a charming window seat with built-in storage. Closet space is abundant throughout, including walk-ins. Set on just under one acre, the property is surrounded by natural woods and offers privacy on a quiet rural street off State Route 534. A large outbuilding—currently used as a dog kennel and boarding facility—adds exceptional versatility for hobbies, storage, or business use. Ideally located just minutes from Geneva-on-the-Lake and Lake Erie, and only 10 minutes to I-90, this home delivers space, flexibility, and location—perfect for a growing family, multi-use living, or those looking for room to spread out.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Geneva Middle SchoolGrades 6-81.5 mi
6/10
Geneva High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1850

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Conventional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Eat In Kitchen

  • Level: First

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Storage,Natural Woodwork,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,868

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,868
  • Total interior livable area: 1,868 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 200029000200

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground,Outdoor Pool
  • Exterior features: Kennel,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.00 Acres
  • Features: Back Yard,Flat,Front Yard,Level,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$159$1,908
Property Taxes $242$2,904
Electricity $200$2,404
Total$1,915$22,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,657/yr
40% on housing$57,450/yr
45% on housing$51,066/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 44041$137
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44041$141
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$265,000
2026-03-27Listing removed$279,900
2026-03-06Price change$279,900
2025-12-19Listed for sale$284,900
2020-11-17Sold$152,000
2020-09-28Pending sale$155,000
2020-09-23Listed for sale$155,000
2020-08-25Pending sale$155,000
2020-08-14Price change$155,000
2020-07-19Price change$160,000
2020-05-23Listed for sale$165,000
2013-08-13Sold$82,500
2013-04-07Listed for sale$89,900

For Sale by Agent

AgentJoann Petkovich
BrokerageColdwell Banker EvenBay Real Estate LLC

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