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1929 W 16th St, Ashtabula, OH, 44004

4beds
2baths
1,666sqft
$149,900
$90price/sqft
$1,209/moest. monthly cost
$48,360/yrincome needed

About This Home

The dream home search is over! This beautiful 4-bedroom, 2 full-bath home has everything you've been looking for. Enjoy a fenced-in backyard, an attached rear deck, and an inviting interior filled with thoughtful updates. The kitchen features stunning butcher block countertops, an oversized stainless steel refrigerator, a convection oven/ stove, and an over-the-range microwave. The spacious dining area is perfect for family meals and entertaining. Both full bathrooms have been updated, including a freshly tiled lower-level bath and a refreshed upstairs bath. Newer energy-efficient windows help keep the home comfortable year-round, while ice-cold central air conditioning provides relief during the summer months. A large, sun-loving bay window fills the living room with natural light, creating a warm and welcoming atmosphere. Throughout the home, you'll find a stylish mix of hardwood, tile, and Pergo-style flooring. Conveniently located just minutes from the harbor shopping district and within walking distance of the lake, this home offers the perfect combination of comfort, style, and location. Schedule your showing today—this one won't last long! Home also includes washer and dryer.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
5/10
2/10
Lakeside High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Other,Bar
  • Finished area below ground: 350
  • Finished area above ground: 1,316

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,666
  • Total interior livable area: 1,666 sqft

Property

Details

  • Parcel number: 500092014800
  • Lease amount: 0

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 9,583 sqft
  • Features: City Lot
  • Lot size dimensions: 60 x 160

Parking

  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$120$1,440
Property Taxes $139$1,668
Electricity $193$2,320
Total$1,209$14,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,451/yr
40% on housing$36,270/yr
45% on housing$32,240/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 44004$90
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44004$113
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$149,900
2026-08-01Listed for sale$149,900
2026-07-20Contingent$149,900
2026-07-13Listed for sale$149,900

For Sale by Agent

AgentFrank J Clinton
BrokerageHoward Hanna

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