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414 Harbor St, Conneaut, OH, 44030

4beds
2baths
1,898sqft
$179,000
$94price/sqft
$1,391/moest. monthly cost
$55,640/yrincome needed

About This Home

Fantastic opportunity to own this updated, move-in ready duplex offering spacious living and income potential! The upper unit features 2 bedrooms and 1 full bath with a newer kitchen, updated bathroom, fresh paint, and generously sized bedrooms. The lower unit offers a very spacious layout with 2 bedrooms and 1 full bath, a large updated kitchen with new refrigerator, stove, and microwave included, convenient laundry room located off the kitchen, expansive living room, new flooring, and updated light fixtures throughout. Additional improvements include separate utilities, one newer furnace, new hot water tanks for both units, plus a new roof and gutters. The lower unit also features two separate outdoor access points for added convenience and flexibility. Whether you’re looking for an investment property or owner-occupy while generating rental income, this duplex offers excellent value and updates throughout! Based on current comparable rentals on Harbor Street in Conneaut, a fully remodeled 2-bedroom, 1-bath apartment appears to have a fair market rent of approximately $900–$1,100per month.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Conneaut Middle SchoolGrades 6-81.6 mi
3/10
Conneaut High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,898

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,898
  • Total interior livable area: 1,898 sqft

Property

Details

  • Parcel number: 121120002000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Driveway,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$116$1,392
Property Taxes $167$2,004
Electricity $203$2,442
Total$1,391$16,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,691/yr
40% on housing$41,730/yr
45% on housing$37,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 44030$99
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44030$153
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Price change$179,000
2023-12-19Pending sale$54,999
2023-12-18Sold$50,000
2023-11-09Contingent$54,999
2023-10-24Listed for sale$54,999
2021-05-19Sold$40,000
2021-05-06Pending sale$49,900
2021-05-06Listing removed--
2021-04-12Pending sale$49,900
2021-02-05Price change$49,900
2020-12-17Listed for sale$54,900
2019-01-10Listing removed$45,000
2018-10-12Listed for sale$45,000
2004-09-28Sold$45,000

For Sale by Agent

AgentChantel Lovelady
BrokerageHoward Hanna

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