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2335 Morning Star Dr, Rock Creek, OH, 44084

6beds
2baths
1,192sqft
$505,000
$424price/sqft
$3,476/moest. monthly cost
$139,040/yrincome needed

About This Home

Lake front home with a private setting! This remodel and upgraded home features 6 bedrooms and 2 baths with breath taking views of the lake and park like setting. One of the largest lots on the lake, approx. 1 acre of land and approx. 330 foot of lake frontage. Upper deck and patio below for entertaining, and newer steps down to the lake and private deck. Upgrades include, roof/gutters/downspouts/exterior paint 2yrs, kitchen, kitchen island, flooring, lighting, and bedrooms. Huge kitchen and living room, with plenty of storage and bedrooms for guests. So much to see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Lower

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 1,192

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 1,192
  • Total interior livable area: 1,192 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 431330

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Rear Porch,Covered,Deck,Patio
  • Exterior features: Fire Pit,Lighting,Storage,Dock
  • Has view: Yes
  • View description: Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Waterfront
  • Frontage type: Lakefront
  • Topography of land: Hill

Lot

  • Lot size: 0.95 Acres
  • Features: Fishing Pond(s),Front Yard,Lake Front,Rolling Slope,Views,Wooded,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$259$3,108
Property Taxes $471$5,652
Electricity $193$2,320
Total$3,476$41,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,177/yr
40% on housing$104,280/yr
45% on housing$92,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 44084$246
Ashtabula County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 44084$171
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$505,000
2026-03-26Listing removed$3,500
2026-03-11Listed for rent$3,500
2026-03-11Price change$515,000
2025-11-21Price change$529,000
2025-06-02Price change$535,000
2025-02-14Price change$550,000
2024-11-08Listed for sale$575,000
2022-03-25Sold$315,000
2022-02-15Pending sale$349,900
2021-10-05Price change$349,900
2021-09-01Listed for sale$359,900
2017-09-21Sold$145,000
2017-08-21Pending sale$200,000
2017-07-20Listed for sale$200,000

For Sale by Agent

AgentJason Black
BrokerageWilliam Zamarelli, Inc.

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